Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Riverside, CA metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Must mature in July or August 2025 (or July/August 2026).
Offer: Listed as Flexible Savers on rate sheet; must mature in July or August 2026. Minimum to earn dividends is $0.
0.05% interest rate · Effective Sep 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: You must have a First Financial Credit Union (FFCU) Checking Account and either Direct Deposit or Payroll Deduction to be eligible to earn additional dividends from other qualifying FFCU services. You must maintain the average daily balance of $1,000 to avoid closure of this account and to receive yields. Fees may be charged monthly if balance falls below $1,000 at any time within a calendar month. Dividend yield will be increased for a maximum of 5 elective products/services, 2 of which must be checking and Direct Deposit/Payroll Deduction; any additional electives will not result in further increases. In addition, the elective products/services must be under the same account number as your SuperSavers account. APY paid on average daily balance and on all eligible electives on the last business weekday of the quarter. Qualifying FFCU services include mortgages, home equity loans, HELOC, auto, RV and motorcycle loans, and eStatements. Certain other qualifying services count as one service each: unsecured personal loans (including lines of credit), credit cards, share certificates (excluding IRA certificates), SuperSavers accounts, and IRAs.
Qualified rate · 0.05% interest rate · Effective Oct 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Minimum $100 to earn dividends.
0.05% interest rate · Effective Oct 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dedicated savings account to save for a particular event or purchase and name after your goal. Balances under $500 minimum daily balance are subject to monthly service fees unless having other qualifying accounts.
Offer: Requires minimum average daily balance of $500 to earn APY. Balances under $500 subject to monthly service fees.
0.05% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership savings account. Must maintain a minimum daily balance of $500 in the account or have other savings/checking accounts to avoid monthly service fee. Optional overdraft protection linked to checking.
Offer: Requires minimum average daily balance of $500 to earn APY. Balances under $500 subject to monthly service fees.
0.05% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years of age or older. Keep at least $500 average monthly daily balance to be automatically entered into monthly ($1,000), quarterly ($10,000), and annual ($50,000) prize drawings. Earn additional entries for every $25 saved over $500. Exclusions apply for credit union employees and families. No monthly service fee.
Offer: Standard dividend rate applies with a minimum balance of $500. Balances of $3,000 or more earn disclosed rate.
0.05% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - California Coast Credit UnionMoney Market IndexMoney Market Index · $1,000 min · 0.00%–0.05% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Open with a $1,000 minimum deposit. $10 monthly fee waived with a daily balance of $2,500 or more. Minimum balance of $2,500 required to earn dividends.
Offer: No dividends paid on balances under $2,500.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Index Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.05% $25,000 and up 0.05% Rate checked
More details - California Coast Credit UnionPrimary SavingsSavings · $0 min · 0.00%–0.05% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Open with $0. Balance of $50 or more required to earn dividends. $5 monthly fee is waived if a $50 minimum daily balance is maintained, the member is under 18 years of age, the account has been opened less than 6 months, or the account is an Association Account. $5 one-time membership fee required.
Offer: Under $50 earns no dividends. $5 monthly maintenance fee waived if a $50 minimum daily balance is maintained, member is under 18, account open < 6 months, or Association Account.
0.00% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $50 0.00% $50 and upYour amount$50 or more earns 0.05% APY / Dividend Rate. 0.05% Rate checked
More details - California Coast Credit UnionSmart SavingsSavings · $1,000 min · 0.00%–0.05% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: $1,000 minimum deposit to open and earn dividends. No monthly maintenance fee. $5 one-time membership fee required.
Offer: Under $1,000 earns no dividends.
0.00% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Smart Savings Balance APY Up to $1,000 0.00% $1,000 and upYour amount$1,000 or more earns 0.05% APY / Dividend Rate. 0.05% Rate checked
More details - California Coast Credit UnionSpecial SavingsSavings · $25 min · 0.00%–0.05% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: $25 minimum deposit to open. $50 minimum balance to earn dividends. No monthly maintenance fee. $5 one-time membership fee required.
Offer: Under $50 earns no dividends.
0.00% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Special Savings Balance APY Up to $50 0.00% $50 and upYour amount$50 or more earns 0.05% APY / Dividend Rate. 0.05% Rate checked
More details - California Coast Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.00%–0.05% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Open with a $1,000 minimum deposit. No monthly maintenance fee. Minimum balance of $2,500 required to earn dividends.
Offer: No dividends paid on balances under $2,500.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $90,000 0.05% $90,000 – $500,000 0.05% $500,000 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $2 monthly paper statement fee applies unless enrolled in eStatements. Dividends are calculated by the daily balance method, compounded and paid monthly.
Offer: No minimum balance required to earn dividends.
0.05% interest rate · Effective Sep 21, 2026
Rate checked
More details - San Diego County Credit UnionMoney MarketMoney Market · $5,000 min · 0.05%–0.20% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Membership required: open to anyone living or working in Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara, or Ventura counties, immediate family/household members of a member, or by joining the Financial Fitness Association for an $8 fee. Not available for chartered financial institutions or business accounts.
Offer: Must maintain a minimum average daily balance of $100 to earn the APY.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $100 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dedicated account to separate savings for long term goals (e.g. vacation savings, holiday savings). Must maintain a $1 savings balance. Minimum average daily balance of $100 in SDCCU account to earn APY.
Offer: Average daily balance to earn APY: $100.00+.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Riverside, CA metro
156 accounts at 53 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.15%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Riverside, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Thinkwise Credit UnionCredit union · 2 branches
- CU SoCalCredit union · 4 branches