Credit union · NCUA insured
California Coast Credit Union Savings Rates
California Coast Credit Union’s best savings rate is 0.05% APY on $10,000, with its Money Market Index. Rates checked October 16, 2026.
How California Coast Credit Union’s savings rates compare
Compared with banks and credit unions near San Diego, CA, where California Coast Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
California Coast Credit Union
0.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $5
Money Market Index
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
California Coast Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where California Coast Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Index
0.05%APY
Open with a $1,000 minimum deposit. $10 monthly fee waived with a daily balance of $2,500 or more. Minimum balance of $2,500 required to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500No dividends paid on balances under $2,500. | 0.00% | — | No dividends paid on balances under $2,500. |
| $2,500 – $25,000 | 0.05% | $5 | |
| $25,000 and up | 0.05% | — |
Money Market Savings
0.05%APY
Open with a $1,000 minimum deposit. No monthly maintenance fee. Minimum balance of $2,500 required to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500No dividends paid on balances under $2,500. | 0.00% | — | No dividends paid on balances under $2,500. |
| $2,500 – $10,000 | 0.05% | — | |
| $10,000 – $25,000 | 0.05% | $5 | |
| $25,000 – $50,000 | 0.05% | — | |
| $50,000 – $90,000 | 0.05% | — | |
| $90,000 – $500,000 | 0.05% | — | |
| $500,000 and up | 0.05% | — |
Smart Savings
0.05%APY
$1,000 minimum deposit to open and earn dividends. No monthly maintenance fee. $5 one-time membership fee required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Under $1,000 earns no dividends. | 0.00% | — | Under $1,000 earns no dividends. |
| $1,000 and up$1,000 or more earns 0.05% APY / Dividend Rate. | 0.05% | $5 | $1,000 or more earns 0.05% APY / Dividend Rate. |
Sources (3)
All captured Oct 6, 2026
Special Savings
0.05%APY
$25 minimum deposit to open. $50 minimum balance to earn dividends. No monthly maintenance fee. $5 one-time membership fee required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50Under $50 earns no dividends. | 0.00% | — | Under $50 earns no dividends. |
| $50 and up$50 or more earns 0.05% APY / Dividend Rate. | 0.05% | $5 | $50 or more earns 0.05% APY / Dividend Rate. |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
IRA Savings
0.05%APY
No minimum opening balance. Traditional, Roth, Spousal, Coverdell and SEP options available. Variable rates. Additional deposits allowed at any time. $5 one-time membership fee required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50Under $50 earns no dividends. | 0.00% | — | Under $50 earns no dividends. |
| $50 and up$50 or more earns 0.05% APY / Dividend Rate. | 0.05% | $5 | $50 or more earns 0.05% APY / Dividend Rate. |
Sources (3)
- calcoastcu.org/retirement-investments/ira-savings
- calcoastcu.org/IRA-certificate-rates
- calcoastcu.org/globalassets/pd…certs_2026_06_01_wip.pdf
All captured Oct 6, 2026
Primary Savings
0.05%APY
Open with $0. Balance of $50 or more required to earn dividends. $5 monthly fee is waived if a $50 minimum daily balance is maintained, the member is under 18 years of age, the account has been opened less than 6 months, or the account is an Association Account. $5 one-time membership fee required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50Under $50 earns no dividends. $5 monthly maintenance fee waived if a $50 minimum daily balance is maintained, member is under 18, account open < 6 months, or Association Account. | 0.00% | — | Under $50 earns no dividends. $5 monthly maintenance fee waived if a $50 minimum daily balance is maintained, member is under 18, account open < 6 months, or Association Account. |
| $50 and up$50 or more earns 0.05% APY / Dividend Rate. $5 monthly maintenance fee waived if a $50 minimum daily balance is maintained, member is under 18, account open < 6 months, or Association Account. | 0.05% | $5 | $50 or more earns 0.05% APY / Dividend Rate. $5 monthly maintenance fee waived if a $50 minimum daily balance is maintained, member is under 18, account open < 6 months, or Association Account. |
Sources (3)
All captured Oct 6, 2026
Who can join California Coast Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.
Cost to join
- A one-time $5 membership fee and a savings account are required for membership.
Membership information collected October 5, 2026.