Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Racine, WI metro
- 0.35%APY$35 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $15.00 waived by maintaining an average balance of $1,500.00 OR maintaining a combined average balance of $5,000.00 in related linked Tri City National Bank checking, savings, and/or money market accounts. Paper statements are $3/month (waived if primary owner 65 or older). Up to 6 account withdrawals per statement cycle at no charge ($6 excessive withdrawal fee each thereafter, max $30/cycle). Variable rates subject to change.
Offer: Tier: Below $1,500.00
0.01% interest rate · $15 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,500 0.01% $1,500 – $10,000 0.30% $10,000 – $50,000Your amount 0.35% $50,000 – $100,000 0.60% $100,000 and up 1.10% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 6 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Johnson BankSignature Money MarketSignature Money Market · $1,000 min · 0.01%–3.50% by balance
Bank · 6 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Minimum age to open is 18. Monthly cycle maintenance fee of $25 waived if $1,000 minimum daily ledger balance, $10,000 average monthly cycle ledger balance, or $20,000 combined related aggregate ledger balance (deposits) is met.
Offer: Variable rate. Simple interest compounding, paid monthly. Monthly fee waived with $1,000 minimum daily ledger balance, $10,000 average monthly cycle ledger balance, or $20,000 combined related aggregate ledger balance.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Signature Money Market Balance APY Up to $1,000 0.01% $1,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and upDeposit Rate Special effective August 24, 2026 thru October 30, 2026 for consumer accounts. Requires $25,000 or more in new money (or an existing eligible account with expiring 6-month promotional rate of 3.24%) and maintaining an eligible checking account relationship. Fixed rate locked for 9 months. 3.50% $100,000 – $250,000 0.85% $250,000 and up 0.95% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 3 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Standard rate tier. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.25% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Prize-linked savings account open to Wisconsin, Illinois and Minnesota residents only. Fiduciary and business accounts are not eligible. Only one account per SSN. Members earn sweepstakes entries for every $25 saved month-over-month (up to 6 entries/month, 18/quarter, 72/year). Withdrawals and closing account impact entries.
Offer: Open to WI, IL, and MN residents only. Fiduciary and business accounts are not eligible.
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Maintain a $100 minimum daily balance to waive the $1 monthly maintenance fee. Includes unlimited in-person withdrawals and up to 6 non-in-person/online withdrawals per month ($0.50 per additional withdrawal).
Offer: Compounded quarterly. Maintain a $100 minimum daily balance to waive the $1 monthly maintenance fee.
Compounded quarterly · $1 monthly fee · Effective Sep 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum age to open an individual Essential Savings account is 12 (no ATM access). $5 monthly cycle maintenance fee waived with $300 minimum daily ledger balance or $1,000 average monthly cycle ledger balance; fee waived for minors until 18th birthday.
Offer: Monthly interest payment frequency; simple compounding method. $5 monthly fee waived with $300 minimum daily ledger balance or $1,000 average monthly cycle ledger balance; fee not assessed for minors until 18th birthday.
0.15% interest rate · $5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Monthly maintenance fee is $0 or $15; waived with a $1,000 minimum daily balance.
Offer: Monthly maintenance fee waived with a $1,000 minimum daily balance.
0.15% interest rate · $15 monthly fee
Rate checked
More details - Educators CUHigh Yield Money MarketHigh Yield Money Market · $1,000 min · 0.06%–0.19% by balance
Credit union · 4 branches
0.11%APY$11 a year on $10,000Requirements
Product: Regular account minimum deposit is $1,000. $10 monthly fee for daily balances below $1,000. Rates will not change until the next tier is reached.
Offer: Balance <$2,500. $10 fee per month for daily balances below $1,000.
0.06% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $2,500 0.06% $2,500 – $10,000 0.08% $10,000 – $25,000Your amount 0.11% $25,000 – $50,000 0.14% $50,000 and up 0.19% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership required. Dividends are paid from current income and available earnings after required transfers to reserves. Dividends begin to accrue on non-cash deposits on the business day deposited.
Offer: Dividends accrue on non-cash deposits on the business day deposited. APY assumes principal and interest remain on deposit for full term. Membership required.
0.10% interest rate
Rate checked
More details - MCU Financial Center CUMoney TreeSavings · $2,000 min · 0.09%–0.20% by balance
Credit union · 1 branch
0.09%APY$9 a year on $10,000Requirements
Product: Tiered Account. Daily minimum balance of $2,000.00 is required to earn the disclosed APY. A Regular Share Savings Account is required. Transaction limitations apply.
Offer: Daily minimum balance of $2,000.00 required to earn APY.
0.09% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Tree Balance APY $2,000 – $10,000Your amount 0.09% $10,001 – $25,000 0.12% $25,001 – $50,000 0.15% $50,001 and up 0.20% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Monthly maintenance fee of $5 is waived with a $200 minimum daily balance.
Offer: $5 monthly maintenance fee waived with $200 minimum daily balance.
0.08% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: No minimum balance requirements. Earn monthly dividends on daily average balances over $100. Can open one or multiple special savings.
Offer: Earn monthly dividends on daily average balances over $100.
0.08% interest rate
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Minimum balance of $5 represents member share in the credit union. Earns monthly dividends on daily average balances over $100.
Offer: Earn monthly dividends on daily average balances over $100. Minimum balance of $5 is required for credit union membership.
0.08% interest rate
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Racine, WI metro
51 accounts at 16 banks and credit unions · checked Oct 16–22
- Typical
- 0.09%
- Top 10% from
- 2.00%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.10%
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Racine, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Racine Municipal Employees Credit UnionCredit union · 1 branch
- Marine Credit UnionCredit union · 1 branch
- North Shore BankBank · 4 branches