Credit union · NCUA insured
Racine Municipal Employees Credit Union Savings Rates
Top CarrotRacine Municipal Employees Credit Union’s best savings rate is 0.08% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How Racine Municipal Employees Credit Union’s savings rates compare
Compared with banks and credit unions near Racine, WI, where Racine Municipal Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Racine Municipal Employees Credit Union
0.08%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $8
Special Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Racine Municipal Employees Credit Union savings score
63
Savings score
Higher than 8% of U.S. banks and credit unions
- $1,000 balance$1,0000.08%
- $10,000 balance$10,0000.08%
- $100,000 balance$100,0000.08%
- QualifiedQualified0.08%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Racine Municipal Employees Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.08%APY
Minimum balance of $5 represents member share in the credit union. Earns monthly dividends on daily average balances over $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarn monthly dividends on daily average balances over $100. Minimum balance of $5 is required for credit union membership.Any balance | 0.08% | $8 | Earn monthly dividends on daily average balances over $100. Minimum balance of $5 is required for credit union membership. |
Special Savings
0.08%APY
No minimum balance requirements. Earn monthly dividends on daily average balances over $100. Can open one or multiple special savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarn monthly dividends on daily average balances over $100.Any balance | 0.08% | $8 | Earn monthly dividends on daily average balances over $100. |
Special-purpose accounts
HSA (Health Savings Account)
0.90%APY
Tax-sheltered account to assist in paying for medical expenses for individuals with a high deductible health care plan (HDHP). No minimum balance. Free HSA Debit Card. Earns monthly dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust have a high deductible health care plan. Earns monthly dividends.Any balance | 0.90% | $90 | Must have a high deductible health care plan. Earns monthly dividends. |
IRA Savings (Traditional and Roth)
0.15%APY
Offered as Traditional and Roth IRA savings accounts. Earns monthly dividends. Rollover or transfer existing IRA/401(k) or start saving for retirement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$12 annual fee applies if balance is under $1,000 unless on payroll deduction. No maintenance fees stated otherwise. Earns monthly dividends.Any balance | 0.15% | $15 | $12 annual fee applies if balance is under $1,000 unless on payroll deduction. No maintenance fees stated otherwise. Earns monthly dividends. |
Who can join Racine Municipal Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of RYDE Racine Transit are eligible for membership.
Military, government and schools
- Employees and retirees of the City of Racine are eligible for membership.
- Employees and retirees of the County of Racine are eligible for membership.
- Employees and retirees of RUSD and all other Educational Institutions are eligible for membership.
- Employees and retirees of Federal, State, and Municipal Government are eligible for membership.
- Employees and retirees of the Villages of Caledonia & Mt. Pleasant are eligible for membership.
1 more way to join
Family and household
- Immediate family members of qualifying employees and retirees are eligible for membership.
Membership information collected October 5, 2026.