Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Provo, UT metro
- Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 13 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must be funded from an account outside Bank of Utah. Up to six free withdrawals or transfers per statement cycle ($10 fee for each additional debit transaction). Interest begins accruing with a minimum daily balance of $10,000; if daily balance falls below $10,000, no interest is earned for that day. Higher rates apply on days balance reaches $25,000 or more.
Offer: Variable APY. If balance falls below $10,000 on any day, no interest is earned for that day.
Effective Oct 21, 2026
Rate by balance
Rate by balance for My Money Market Balance APY $500 – $10,000 0.00% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 1.21% $50,000 – $100,000 1.97% $100,000 – $150,000 2.48% $150,000 – $200,000 2.99% $200,000 and up 3.51% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Interest calculated daily, paid quarterly. $10 minimum daily balance to earn interest. $3 per quarter charge if balance drops below $1.
0.15% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A $3.00 monthly service charge applies if balance falls below $50.00 during the month. The account must maintain that minimum balance to receive disclosed APY for that month. No minimum balance required for custodial savings accounts for minors. Daily balance method used to calculate interest, credited monthly.
Offer: Must maintain minimum balance of $50.00 to receive disclosed APY and avoid $3.00 monthly service charge; no minimum balance required for custodial savings accounts for minors.
0.10% interest rate · $3 monthly fee
Rate checked
More details - Canyon View Credit UnionPrimary SavingsSavings · $10 min · 0.05%–0.10% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must maintain $10 minimum balance in primary savings to maintain membership. Inactive account fee of $5/month applies if inactive 12+ months with balance < $100.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $999 0.05% $1,000 and upYour amount 0.10% Rate checked
More details - Canyon View Credit UnionSecondary SavingsSavings · $0 min · 0.05%–0.10% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: No minimum balance requirement. Earns dividends on entire balance.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Secondary Savings Balance APY Up to $999 0.05% $1,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
- 0.10%APY$10 a year on $10,000
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimal fees can be avoided by keeping the account active, opting for e-statements, and meeting any transaction requirements.
Rate by balance
Rate by balance for Savings Balance APY $5 and up 0.05% $2,000 and upYour amount 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership requires $5 opening deposit. Federally insured up to $250,000. Interest is calculated for the entire balance of the account once balance is over $30.00.
Offer: APY is earned on balances over $30.00; interest is calculated for the entire balance of the account.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required based on eligibility. $1 required to open and maintain the account.
Offer: Earns dividends on average daily balance over $100 (or $100 or more). Dividends are compounded and paid monthly.
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Part of member ownership in America First Credit Union; starts upon joining. Account is free with a maintained balance of $1.00. Dividends credited monthly; rate and APY subject to monthly change.
Offer: Maintained balance of $1.00 keeps account free. Fees could reduce earnings. Dividends are credited monthly.
0.05% interest rate · No monthly fee · Effective Oct 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary Share Savings requires an initial deposit of $5 to establish credit union membership. Additional Share Savings accounts have no minimum balance requirement. Dividends are compounded monthly with no withdrawal penalties.
Offer: Primary Share Savings account requires a minimum opening deposit of $5. Dividends are compounded monthly.
0.05% interest rate · Compounded monthly
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Provo, UT metro
67 accounts at 23 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 2.40%
- Banks, typical
- 0.05%
- Credit unions, typical
- 1.00%
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Provo, UT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 14 branches
- Deseret First Credit UnionCredit union · 2 branches
- Cyprus Credit UnionCredit union · 1 branch