Credit union · NCUA insured
Pacific Horizon Credit Union Savings Rates
Top CarrotPacific Horizon Credit Union’s best savings rate is 1.50% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Pacific Horizon Credit Union’s savings rates compare
Compared with banks and credit unions near Provo, UT, where Pacific Horizon Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pacific Horizon Credit Union
1.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $150
Money Market
Top rate
Happen Bank
4.20%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $420
2nd-highest rate
Deseret First Credit Union
4.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $410
Pacific Horizon Credit Union savings score
88
Savings score
Higher than 83% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0002.25%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pacific Horizon Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.50%APY
Up to six withdrawals per month; each additional withdrawal is $5.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $5,000 | 0.75% | — |
| $5,001 – $50,000 | 1.50% | $150 |
| $50,001 – $100,000 | 2.25% | — |
| $100,001 – $250,000 | 2.75% | — |
| $250,001 and up | 3.25% | — |
Sources (1)
- pacifichorizoncu.com/deposit-rates · captured Sep 16, 2026
Primary Share Savings
0.10%APY
Must be a resident of Utah County.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Sep 16, 2026
Second Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- pacifichorizoncu.com/deposit-rates · captured Sep 16, 2026
Special-purpose accounts
IRA
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Sep 16, 2026
Youth Savers
0.10%APY
For children ages 0-16.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Sep 16, 2026
Who can join Pacific Horizon Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to residents of Utah County who maintain a share account balance of $5.00.
Cost to join
- Members must maintain a share account balance of $5.00.
Membership information collected October 4, 2026.