Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Providence, RI-MA metro
- Rockland TrustMoney Market SavingsMoney Market Savings · $25 min · 0.05%–0.55% by balance
Bank · 8 branches
0.20%APY$20 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. $8 monthly maintenance fee waived if you maintain a $2,500 daily balance. The APY for each balance tier applies to the entire balance.
Offer: Compounded monthly. Variable interest rate. $8 monthly fee waived with $2,500 daily balance. APY applies to entire balance.
0.05% interest rate · Compounded monthly · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.50% $50,000 – $1,000,000 0.55% $1,000,000 and up 0.55% Rate checked
More details - Taunton Federal Credit UnionMoney MarketsMoney Markets · 0.20%–0.80% by balance
Credit union · 5 branches
0.20%APY$20 a year on $10,000Requirements
Product: If the average daily balance falls below the minimum balance required within any Tier, the rate given will be the rate then in effect for the current balance in the account. Fees may reduce earnings.
0.20% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Markets Balance APY Up to $25,000Your amount 0.20% $25,000 – $50,000 0.30% $50,000 – $100,000 0.50% $100,000 – $250,000 0.80% Over $250,000 0.80% Rate checked
More details - 0.20%APY$20 a year on $10,000
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY Up to $999 0.10% $1,000 – $9,999 0.15% $10,000 – $24,999Your amount 0.20% $25,000 and up 0.25% Rate checked
More details - Goldmark Federal Credit UnionHigh Yield / Money MarketHigh Yield / Money Market · $100 min · 0.20%–1.51% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Six dividend tiers where higher balances earn higher rates. Minimum balance required to open an account is $1; minimum balance to earn the stated APY is $100.
Offer: Tier 1. Minimum balance to earn stated APY is $100.
0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield / Money Market Balance APY $100 – $25,000Your amount 0.20% $25,000 – $50,000Tier 2. 0.35% $50,000 – $100,000Tier 3. 0.50% $100,000 – $250,000Tier 4. 0.75% $250,000 – $500,000Tier 5. 1.26% $500,000 and up 1.51% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Compounded monthly, paid monthly.
0.20% interest rate · Compounded monthly
Rate checked
More details - Somerset Federal Credit UnionStatement Money Market AccountStatement Money Market Account · $1,000 min
Credit union · 2 branches
0.15%APY$15 a year on $10,0000.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Bank of EastonClassic Money Market AccountClassic Money Market Account · $2,500 min · 0.05%–0.15% by balance
Bank · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum required to open account is $2,500. Minimum daily balance is required to earn Annual Percentage Yield (APY).
Offer: Minimum daily balance is required to earn Annual Percentage Yield (APY).
0.05% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Classic Money Market Account Balance APY $25 and up 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires a $5.00 minimum deposit to open and join Wave. No monthly fees. Monthly/quarterly statements.
0.15% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership begins with opening a share account, granting ownership into the credit union. Dividends are paid monthly.
Offer: Dividends are paid monthly.
0.15% interest rate · Effective Aug 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Works similarly to the Regular Share Account but pays a higher dividend rate based on balance.
0.15% interest rate · Effective Aug 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No minimum daily balance required. If the account is closed before the interest is posted, you will not receive the accrued interest. Account type is only available in-branch.
Offer: Tier 1. No minimum daily balance required. If the account is closed before the interest is posted, you will not receive accrued interest. Available in-branch.
0.15% interest rate · Effective Aug 31, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY $25 and upYour amount 0.15% $25,000 and upTier 2. 0.20% $75,000 and upTier 3. 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A balance of $5.00 is required to maintain the account and earn the APY. Interest compounded monthly and credited monthly. ATM cards available.
Offer: Minimum deposit/balance of $5.00 required to maintain the account and earn APY. Interest compounded and credited monthly.
0.15% interest rate · Compounded monthly · Effective Jan 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: To become a member and use credit union services, must open a Share Account with a maintained $5.00 balance. Minimum opening deposit of $5.00 required. Dividends compounded and paid quarterly.
Offer: Minimum deposit of $10.00 is required to earn APY. Dividends paid quarterly.
0.15% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends posted quarterly, calculated on average daily balance. Statements mailed quarterly. ATM accessible account, direct deposit, can be used for overdraft protection. Dividends paid on $5.00 or more.
Offer: Minimum balance of $5.00 required. Dividends paid on $5.00 or more.
0.10% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Providence, RI-MA metro
137 accounts at 46 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.10%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches