Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Providence, RI-MA metro
- SCU Credit UnionMyMoney MarketMyMoney Market · $5 min · 0.03%–1.25% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000intro rateRequirements
Product: Deposit or withdraw funds anytime without a penalty. Interest compounds daily and is credited monthly. Variable rate subject to change after account opening. Membership eligibility required.
Offer: Tier 1 rate. Rates are variable and may change after account opening.
Promotional rate · 0.03% interest rate · Effective Dec 19, 2025
Rate by balance
Rate by balance for MyMoney Market Balance APY Up to $2,500 0.03% $2,500 – $50,000Your amountTier 2 rate. 0.50% $50,000 and upTier 3 rate. 1.25% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends are compounded monthly and paid monthly. Write up to three checks a month.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.10% $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.95% $50,000 – $74,999 2.20% $75,000 – $249,999 3.10% $250,000 and up 3.55% Rate checked
More details - Bank of EastonAdvantage Money Market AccountAdvantage Money Market Account · $10,000 min · 0.10%–3.09% by balance
Bank · 2 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Available to new money only. Must also have an Advantage Checking Account. Minimum balance to open account is $10,000. Minimum Daily Balance required to earn Annual Percentage Yield (APY).
Offer: Available to new money only. Must also have an Advantage Checking Account. Minimum Daily Balance required to earn Annual Percentage Yield (APY).
Qualified rate · 0.10% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Advantage Money Market Account Balance APY $25 and up 0.10% $10,000 and upYour amount 0.45% $25,000 and up 0.70% $50,000 – $250,000 2.99% $250,000 and up 3.09% Rate checked
More details - Rockland TrustRockland Complete Money MarketRockland Complete Money Market · $250 min · 0.10%–1.00% by balance
Bank · 8 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. Fees may reduce your earnings. The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance.
Offer: Compounded monthly. Variable interest rate. APY applies to entire balance.
0.10% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Rockland Complete Money Market Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.55% $50,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - 0.30%APY$30 a year on $10,000with conditions
Requirements
Product: Customers must maintain a PRIME TIME Checking Account to be eligible for product. Fees could reduce earnings. The rate on these accounts may change after the account is opened.
Qualified rate · 0.30% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Prime Time™ Balance APY Up to $25,000Your amount 0.30% $25,000 – $50,000 0.75% $50,000 – $100,000 1.06% $100,000 – $250,000 2.02% $250,000 – $500,000 2.53% $500,000 – $1,000,000 2.53% $1,000,000 – $1,500,000 2.53% $1,500,000 – $2,000,000 2.53% Over $2,000,000 2.53% Rate checked
More details - 0.30%APY$30 a year on $10,000
No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
No monthly fee · Effective Sep 30, 2026
Rate checked
More details - CME Credit UnionMyLife Money MarketMyLife Money Market · $25 min · 0.30%–1.00% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Rates are subject to change without notice and may change monthly. Fees may reduce earnings on the account. Membership open to everyone.
Offer: Minimum to earn APY is $25.
0.30% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for MyLife Money Market Balance APY $25 and upYour amount 0.30% $25,000 and upMinimum to earn APY is $25,000. 0.55% $50,000 and upMinimum to earn APY is $50,000. 0.95% $75,000 and upMinimum to earn APY is $75,000. 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - BrightBridge Credit UnionMoney Market AccountsMoney Market Accounts · $25 min · 0.25%–3.40% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Balance determines rate tier. Minimum $2,500 required to avoid a service fee. Rates subject to change daily.
Offer: Tier 1: $0.00-$2,499.99.
0.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 3.40% Rate checked
More details - Mechanics Cooperative BankPremier Choice SavingsSavings · $10 min · 0.00%–3.00% by balance
Bank · 8 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must be linked to/maintain a Premier Choice Checking account ($25 min to open; $5,000 min balance to avoid $27 monthly service fee). $5.00 monthly service fee waived if $200 daily balance is maintained.
Offer: Requires Premier Choice Checking account. Monthly fee waived with $200.00 daily balance.
Qualified rate · 0.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Premier Choice Savings Balance APY Up to $100 0.00% $100 – $10,000 0.10% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.70% $50,000 – $100,000 1.25% $100,000 and up 3.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires receiving electronic statements (E-Statements) instead of paper statements. No monthly fees. Low $5 minimum balance.
Offer: Requires electronic statements instead of paper statements.
0.25% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - Attleboro FCUMoney Market AccountMoney Market Account · $2,500 min · 0.25%–1.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Requires proof of new or existing membership and unexpired government-issued photo ID. Card access is not available to this account. Minimum deposit or withdrawal amount is $100.00. Interest is compounded and credited monthly.
Offer: Tier 1 balance tier. Minimum balance of $2,500.00 is required to maintain account and earn APY. Interest compounded and paid monthly.
0.25% interest rate · Effective Dec 1, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 0.25% $25,000 – $50,000Tier 2 balance tier. 0.50% $50,000 – $75,000Tier 3 balance tier. 1.00% $75,000 and upTier 4 balance tier. 1.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Aug 14, 2026
Rate checked
More details - Saint Michaels Federal Credit UnionMMSA (Money Market Shares)MMSA (Money Market Shares) · $2,500 min · 0.05%–0.25% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Dividends credited monthly. Balances below $2,500.00 earn .05%.
Offer: Balances below $2,500.00 earn .05%.
0.05% interest rate
Rate by balance
Rate by balance for MMSA (Money Market Shares) Balance APY Up to $2,500 0.05%* $2,500 and upYour amount 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Providence, RI-MA metro
137 accounts at 46 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.10%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches