Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 346–352 results in Philadelphia, PA-NJ-DE-MD metro
- 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - QNB BankPersonal High Yield Money MarketPersonal High Yield Money Market · $25 min · 0.01%–3.45% by balance
Bank · 11 branches
0.01%APY$1 a year on $10,000Requirements
Product: Variable Rate Account. Interest rates may vary. Fees may reduce earnings.
0.01% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Personal High Yield Money Market Balance APY Up to $100,000Your amount 0.01% $100,000 – $250,000 2.20% $250,000 – $500,000 2.65% $500,000 – $750,000 2.70% $750,000 – $1,000,000 2.75% $1,000,000 – $1,500,000 3.35% $1,500,000 – $2,500,000 3.40% $2,500,000 and up 3.45% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Avoid the $5 monthly service charge with a $500 average daily balance. Opening balance is $0 in-branch or $50 online.
Offer: Tier 1 balance tier. Avoid $5 monthly fee with $500+ avg daily balance. $0 minimum opening balance in-branch ($50 online).
$5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Initial minimum deposit of $5.00 required to open and maintain member-owner status in good standing. The $5 is not available to clear checks, debit card transactions, or pay bills. Dividends are calculated daily and compounded monthly. Two withdrawals per quarter allowed, after which a fee is imposed. Minimum average daily balance required to earn stated APY.
0.01% interest rate · Compounded monthly · Balance cap $19,999.99
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.
Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - 0.00%APY$0 a year on $10,000
0.00% interest rate · Effective Mar 1, 2026
Rate checked
More details - APG Federal Credit UnionHigh Yield Money Market AccountHigh Yield Money Market Account · $0 min · 0.00%–2.25% by balance
Credit union · 5 branches
0.00%APY$0 a year on $10,000Requirements
Product: At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. Contact by phone or request a branch appointment to open.
Offer: At least 50% of the opening deposit must come from funds not already on deposit with APGFCU.
0.00% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for High Yield Money Market Account Balance APY Up to $75,000Your amount 0.00% $75,000 – $125,000 1.00% $125,000 – $200,000 1.25% $200,000 – $500,000 1.50% $500,000 – $750,000 2.00% $750,000 and up 2.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- American Heritage Credit UnionCredit union · 33 branches