Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in New Haven, CT metro
- Nutmeg State Financial Credit UnionHigh-Yield Savings Account (HYSA)Savings · $2,500 min · 0.00%–4.00% by balance
Credit union · 5 branches
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Available on new money only; funds transferred from an existing NSFCU account do not qualify. Minimum $2,500 deposit required to open and earn advertised APY. Pair with Round-Up Checking to earn an additional 1.00% APY boost on balances of $2,500 to $100,000. No monthly maintenance fees.
Offer: Balances under $2,500 are not eligible to earn interest/dividends.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for High-Yield Savings Account (HYSA) Balance APY Up to $2,500 0.00% $2,500 – $100,000Your amountVariable rate. 4.00% $100,000 and upAvailable on new money only. 0.50% Rate checked
More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: Requires an aggregate average balance of $1 million or more at an average APY of 2.50% or less across all deposit balances at Patriot Bank, N.A.
Offer: Requires an aggregate average balance of $1 million or more at an average APY of 2.50% or less across all deposit balances at Patriot Bank, N.A.
Qualified rate · 3.39% interest rate · Effective Oct 3, 2026
Rate checked
More details - 3.40%APY$340 a year on $10,000
Requirements
Product: True variable rate; dividends calculated and compounded daily, credited monthly on the last calendar day of each month. Minimum balance of $500 is required to earn dividends. No monthly maintenance fees or withdrawal fees.
Offer: $500.00 minimum balance required to earn dividends. Rate may change daily. Term DD/DW.
3.34% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Affinity Federal Credit UnionPerformance SavingsSavings · $5 min · 0.50%–3.25% by balance
Credit union · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Only available to members with a Cash Back Plus or High-Yield Checking account. Limit one per membership. To earn maximum stated rate during each Monthly Qualification Cycle (MQC), must complete at least 12 PIN or signature debit card purchases, receive at least one Direct Deposit or ACH deposit of $250+, and be enrolled in electronic statements. If qualifications are not met, 0.05% APY applies to all balances. $2 paper statement fee waived if enrolled in eStatements.
Offer: Requires qualifying checking account and meeting MQC requirements (12 debit transactions, direct deposit/ACH of $250+, eStatements enrollment). $2 monthly paper statement fee waived with eStatements.
Qualified rate · 3.20% interest rate · $2 monthly fee · Effective Mar 21, 2025
Rate by balance
Rate by balance for Performance Savings Balance APY Up to $250,000Your amount 3.25% Over $250,000Blended APY ranges from 3.25% to 1.88%. 0.50% Rate checked
More details - Nutmeg State Financial Credit UnionHigh-Yield Savings Account (HYSA)Savings · $2,500 min
Credit union · 5 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Available on new money only; funds transferred from an existing NSFCU account do not qualify. Minimum $2,500 deposit required to open and earn advertised APY. Pair with Round-Up Checking to earn an additional 1.00% APY boost on balances of $2,500 to $100,000. No monthly maintenance fees.
Offer: Available on new money only; funds transferred from an existing NSFCU account do not qualify. Minimum deposit of $2,500 required to open and earn APY. Base rate without checking boost.
Qualified rate · 2.96% interest rate · Balance cap $100,000 · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires linking to a Kasasa Cash or Kasasa Cash Back rewards checking account and $5 minimum deposit to open. To earn qualifying rates, the linked checking account must meet monthly qualifications (at least 12 debit card purchases, enrolled in and review eStatements, enrolled in and log into Online Banking); otherwise, base rate applies.
Offer: Base rate when monthly qualifications are not met in Kasasa Cash or Kasasa Cash Back checking account.
Qualified rate · 0.05% interest rate
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.05% Up to $100,000Your amountApplies when monthly qualifications are met in linked Kasasa checking account. 3.00% Over $100,000Earns 0.50% dividend rate resulting in 3.00-1.74% APY depending on balance when qualifications are met. 0.50%* Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. No minimum opening deposit and no monthly maintenance fee. Higher APYs require meeting monthly qualification cycle criteria in linked account (at least 1 direct deposit/ACH credit/payment, at least 12 debit card purchases, and e-statement enrollment).
Offer: Applies to daily balances up to $50,000.00 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 3.00% Over $50,000 1.50% Rate checked
More details - 2.84%APY$284 a year on $10,000
Requirements
Product: Initial deposit and minimum balance of $25.00 required. Dividends paid quarterly. Members own a share in the organization.
Offer: Dividends declared third quarter 2026. Paid quarterly.
2.80% interest rate · No monthly fee
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Rate is variable and subject to change after the account is open. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
Offer: No minimum balance required to earn APY. Rate is variable and subject to change after account opening.
2.71% interest rate · Effective Aug 10, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000intro rate
Requirements
Product: Smart Savings is free of monthly maintenance charges. Rate is variable and subject to change after the account is open. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
Offer: Variable rate subject to change after the account is open. No minimum balance required to earn APY. Free of monthly maintenance charges.
Promotional rate · 2.71% interest rate · No monthly fee · Effective Aug 10, 2026
Rate checked
More details - Affinity Federal Credit UnionSmartStart SavingsSavings · $5 min · 0.50%–2.65% by balance
Credit union · 1 branch
2.65%APY$265 a year on $10,000Requirements
Product: Limit one account per member. Requires Affinity membership. Tiered rate structure paying higher rate on balances up to $10,000 and 0.50% on portion over $10,000. Blended APY ranges from 2.65% to 0.59%. Dividends compounded monthly and credited monthly. No monthly service fees when enrolled in eStatements; otherwise $2 monthly paper statement fee applies. Initial opening deposit $5.00.
Offer: Rate applies to daily balance up to $10,000. $2 monthly paper statement fee waived if enrolled in eStatements within 45 days, or for members aged 62+, children aged 17 and under, Savvy Saver, and tenant accounts.
2.62% interest rate · Compounded monthly · $2 monthly fee · Effective May 28, 2026
Rate by balance
Rate by balance for SmartStart Savings Balance APY Up to $10,000Your amount 2.65% Over $10,000blended APY ranges from 2.65% to 0.59% depending on balance. $2 monthly paper statement fee waived if enrolled in eStatements. 0.50% Rate checked
More details - 2.55%APY$255 a year on $10,000intro rate
Requirements
Product: Limited time offer. Rate is subject to change at any time. Funds must represent a new deposit to New Haven Bank. Fees could reduce earnings.
Offer: Limited time offer. Rate is subject to change at any time. Minimum balance to open and earn APY is $10,000. Funds must represent a new deposit to New Haven Bank. Fees could reduce earnings.
Promotional rate · 2.52% interest rate · Effective Aug 5, 2026
Rate checked
More details - 2.25%APY$225 a year on $10,000intro rate
Requirements
Product: Minimum deposit is $2,500 on new money only (funds not currently on deposit at MSCU). Existing funds can be added during term. Minimum $5 balance in membership share savings account required. After the promotional period ends, rates revert to standard Money Market Savings rates and tiers in effect. MSCU reserves the right to convert the promotional account to a standard Money Market Savings account without prior notice. Mutual Security limits the aggregate deposit balance of a member to $250,000 unless approved by Management in advance.
Offer: Minimum opening deposit of $2,500 on new money only; existing funds can be added during term. Minimum $5 balance in membership share savings account required. Variable rate; funds may be withdrawn at any time without penalty. After promotional period ends, rates revert to standard Money Market Savings rates and tiers.
Promotional rate · 2.23% interest rate · Effective Jun 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: $5.00 deposit to open. Earns quarterly dividends. Member designates the savings goal. Payroll deduction available for CT State employees.
Offer: Earns quarterly dividends.
2.00% interest rate
Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: Premier Members Only. Rates are based on credit history and are subject to change without notice.
Offer: Premier Members Only. Rates are based on credit history and are subject to change without notice.
2.00% interest rate · Effective Sep 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Haven, CT metro
122 accounts at 35 banks and credit unions · checked Oct 15–22
- Typical
- 0.08%
- Top 10% from
- 2.23%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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New Haven, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- USALLIANCE FinancialCredit union · 1 branch
- MSCUCredit union · 1 branch
- Affinity Federal Credit UnionCredit union · 1 branch