Credit union · NCUA insured
Finex Credit Union Savings Rates
Finex Credit Union’s best savings rate is 2.02% APY on $10,000, with its Advantage Money Maximizer. Rates checked October 22, 2026.
How Finex Credit Union’s savings rates compare
Compared with banks and credit unions near Hartford, CT, where Finex Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Finex Credit Union
2.02%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $202
Advantage Money Maximizer
Top rate
Franklin Trust Federal Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Finex Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.02%
- $10,000 balance$10,0002.02%
- $100,000 balance$100,0002.02%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Finex Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Advantage Money Maximizer
2.02%APY
Premier Members Only. Rates are based on credit history and are subject to change without notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePremier Members Only. Rates are based on credit history and are subject to change without notice.Any balance | 2.02% | $202 | Premier Members Only. Rates are based on credit history and are subject to change without notice. |
Sources (1)
- finexcu.org/money-market-account · captured Oct 22, 2026
Money Maximizer
0.05%APY
NCUA insured. Allows up to six withdrawals or transfers each month (up to three by check). Direct deposit available.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000 | 0.05% | $5 | |
| $25,000 – $50,000Tier: $25,000 - $49,999.99. | 0.10% | — | Tier: $25,000 - $49,999.99. |
| $50,000 – $75,000Tier: $50,000 - $74,999.99. | 1.01% | — | Tier: $50,000 - $74,999.99. |
| $75,000 and up | 2.02% | — |
Sources (1)
- finexcu.org/money-market-account · captured Oct 22, 2026
Special-purpose accounts
IRA Money Maximizer
0.25%APY
Traditional pre-tax IRA savings option. Finex opens and services IRA at no charge, with a minimum opening deposit of $1,000. Dividends calculated by daily balance method, compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates are subject to change. Dividend rate and annual percentage yield may change at any time without notice. Dividends compounded and credited monthly. Finex opens and services your IRA at no charge.Any balance | 0.25% | $25 | Rates are subject to change. Dividend rate and annual percentage yield may change at any time without notice. Dividends compounded and credited monthly. Finex opens and services your IRA at no charge. |
Sources (1)
- finexcu.org/ira-individual-retirement-account · captured Oct 22, 2026
Roth Maximizer
0.25%APY
Roth after-tax IRA savings option. Finex opens and services IRA at no charge, with a minimum opening deposit of $1,000. Dividends calculated by daily balance method, compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates are subject to change. Dividend rate and annual percentage yield may change at any time without notice. Dividends compounded and credited monthly. Finex opens and services your IRA at no charge.Any balance | 0.25% | $25 | Rates are subject to change. Dividend rate and annual percentage yield may change at any time without notice. Dividends compounded and credited monthly. Finex opens and services your IRA at no charge. |
Sources (1)
- finexcu.org/ira-individual-retirement-account · captured Oct 22, 2026
Closed to new customers
High Yield Savings Account
2.02%APY
Available to premier members only. New money only (funds not already on deposit at Finex Credit Union). Rates are based on credit score and subject to change without notice. Deposit range $10,000 - $100,000. Enjoy up to six transfers per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 – $100,000Available to premier members only. New Money Only. Rates are based on credit score and subject to change without notice.$10,000 – $100,000 | 2.02% | $202 | Available to premier members only. New Money Only. Rates are based on credit score and subject to change without notice. |
Who can join Finex Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Hartford County or Tolland County are eligible to join.
Employers and groups
- Employees of an eligible business or group are eligible for membership.
- Employees of employer groups of 500 employees or less in the state of Connecticut that provide Direct Deposit are eligible to join.
Family and household
- Individuals who are a friend or relative of an existing Finex Credit Union member are eligible to join.
Cost to join
- A minimum deposit of $5 in a Primary Share Savings Account is required to join.
Membership information collected October 4, 2026.