Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Kingston, NY metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Save for anything important; user sets the withdrawal date. Withdrawals made before the selected withdrawal date may result in account closure.
No monthly fee
Rate by balance
Rate by balance for Choice Savings Balance APY Up to $5 0.00% Up to $100 0.05% $100 – $500 0.05% $500 – $1,000 0.05% $1,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be paired/linked with a Heritage High Yield Checking or Heritage Cash Back Checking account. Monthly Direct Deposit/ACH credit and enrollment in eStatements are conditions. Limit of one account per member (SSN). Non-commercial use only.
Offer: Base rate earned on entire daily balance if monthly qualifications in linked checking account are not met. Dividend rate is 0.05%.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Feb 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $5 minimum share account balance is required for TEGFCU membership. Dividends declared on the last day of the month.
Offer: Daily minimum of $100 to earn dividends.
0.05% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $5 minimum share account balance is required for TEGFCU membership. Dividends declared on the last day of the month.
Offer: Daily minimum of $100 to earn dividends.
0.05% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Also referred to as Personal Statement Savings. Online opening requires age 18 or older. No monthly balance requirements. No monthly maintenance fee. Minimum balance to open is $25 online or $0 in branch. Interest paid on balances $25 or more quarterly, or monthly if set up with a portfolio statement.
Offer: Tier 1: Average daily balance $25 +. Accounts opened online.
0.03% interest rate · No monthly fee · Effective Dec 11, 2025
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Online opening requires age 18 or older. No monthly balance requirements. No monthly maintenance fee. Minimum balance to open is $25 online or $0 in branch. Interest paid on balances $100 or more quarterly, or monthly through a portfolio statement.
Offer: Tier 1: Average daily balance $100 < $2,500 ($100 - $2,499.99). Accounts opened online.
0.03% interest rate · No monthly fee · Effective Dec 11, 2025
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Key to membership at Ulster FCU. Requires maintaining a minimum balance of $1.00.
Offer: Dividends paid quarterly on balances of $100.00 or more.
0.02% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Hudson Valley Credit UnionPremier Savings AccountsSavings · $0 min · 0.02%–3.25% by balance
Credit union · 4 branches
0.02%APY$2 a year on $10,000with conditionsRequirements
Product: Limited to one joint owner and only one account per primary member. To qualify, must receive an aggregate minimum of $500 monthly in qualifying direct deposit(s) to primary checking account and maintain an average daily share balance of $500 in primary checking account. If not met, converts to traditional savings account.
Qualified rate · 0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Savings Accounts Balance APY Up to $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 – $75,000 2.25% $75,000 – $100,000 2.75% $100,000 and up 3.25% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Requires a separate Primary Savings membership account with a $0.01 minimum balance. $100 monthly deposit requirement.
Offer: Earn up to $1,000 towards closing costs ($1 for every $5 deposited) when obtaining a mortgage loan through HVCU; requires account open for minimum 10 months with $100 monthly deposits and mortgage closing approval within 36 months of opening.
0.02% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: The first (or primary) savings account establishes HVCU membership. Requires $0.01 minimum balance/average daily balance to maintain membership.
0.02% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kingston, NY metro
57 accounts at 20 banks and credit unions · checked Oct 5–22
- Typical
- 0.05%
- Top 10% from
- 0.82%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.05%
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Kingston, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Self Reliance Financial Federal Credit UnionCredit union · 1 branch
- Rhinebeck BankBank · 1 branch