Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Kearney, NE metro
- Custer Federal State BankMoney Market AccountMoney Market Account · $1,000 min · 0.15%–2.02% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Daily balance method applies a daily periodic rate to the principal in the account each day. Interest is compounded monthly and credited to account on the last day of the statement cycle. Rates may change after account opening. Allows 6 free non-personal debits per month; exceeding 6 results in a $10.00 fee per debit, and exceeding 3 times in 12 months converts account to checking. Unlimited in-person transactions.
0.15% interest rate · Compounded monthly · Effective Dec 17, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.15% $5,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.70% $50,000 – $100,000 1.26% $100,000 – $200,000 1.51% $200,000 and up 2.02% Rate checked
More details - 0.21%APY$21 a year on $10,000
Requirements
Product: Interest compounded quarterly. Account must have accrued $0.35 before interest is paid. Six debits allowed per quarter with $1 fee per debit over six (including electronic withdrawals). Variable rate may change after account opening.
0.21% interest rate · Compounded quarterly · Effective Sep 15, 2026
Rate checked
More details - University of Nebraska Federal Credit UnionShare Savings AccountSavings · $5 min
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Membership starts with a $5 deposit in a Regular Share Savings account. No monthly maintenance fees. Dividends are calculated on the average daily balance. Rates may change after the account is opened.
Offer: Dividends calculated on average daily balance. Rates may change after account is opened.
0.20% interest rate · No monthly fee · Effective Feb 1, 2025
Rate checked
More details - Trius Federal Credit UnionShare SavingsSavings · $100 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Basic savings account required to establish membership with Trius FCU ($5 opening deposit equals one share and is required to retain membership benefits; par value of one share is $5.00). $100 minimum balance to earn dividends. Average daily balance method used. Limited to 6 preauthorized, automatic, or telephone transfers per month (max 3 by check, draft, or debit card). Excessive withdrawal fee of $2.00 per withdrawal over 6 per month.
Offer: Tiered rate applies to entire balance if within range.
0.05% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $100 – $5,000 0.05% $5,000 – $10,000 0.10% $10,000 – $20,000Your amount 0.15% $20,000 and up 0.20% Rate checked
More details - Trius Federal Credit UnionMoney MarketMoney Market · $5,000 min · 0.15%–0.40% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate account where the dividend rate for a tier applies to the entire account balance. Dividends compounded and credited monthly on balances of $5,000 or above. Minimum daily balance of $5,000 required to avoid a $7.50 monthly service fee. Limited to 2 free withdrawals per month ($5.00 fee per withdrawal thereafter).
Offer: Rate applies to entire balance for balances between $5,000.00 and $24,999.99. Minimum daily balance of $5,000 to avoid $7.50 monthly fee.
0.15% interest rate · $7.50 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.35% $50,000 and up 0.40% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.08%APY$8 a year on $10,000with conditions
Requirements
Product: Requires a Premier Checking relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.08% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.08% $5,000 – $25,000Your amount 0.08% $25,000 – $100,000 0.10% $100,000 – $500,000 0.10% $500,000 – $1,000,000 0.12% $1,000,000 – $2,500,000 0.12% $2,500,000 and up 0.12% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back account required. To qualify for highest rate tier: at least 12 debit card purchases post and settle per Monthly Qualification Cycle, enroll and log in to online banking, and enroll in e-statements with valid email. Limit 1 account per primary SSN. No monthly maintenance fee. Transfers/withdrawals limited to 6 per calendar month.
Offer: Qualifications not met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle; entire daily balance earns an interest rate of 0.05% resulting in an APY of 0.05%.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Nov 1, 2018
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Smart Rate Checking or Smart Bonus Checking account (limit of one Smart Checking account and one Smart Saver per SSN; not available to business members). Automatically receives transferred earnings/rebates. No monthly maintenance fee. Qualifications during each Monthly Qualification Cycle: at least 12 debit card purchases post and settle, at least 1 direct deposit or ACH credit transaction posts and settles, and enrolled in and agree to receive electronic statements. If qualifications are not met in the linked checking account, earns the non-qualifying base rate.
Offer: Non-qualifying base rate on all balances if Monthly Qualification Cycle requirements are not met in the linked checking account.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000with conditions
Requirements
Product: Requires a Free Checking, Access Debit Account, or Premier Checking Relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.04% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.04% $5,000 – $25,000Your amount 0.04% $25,000 – $100,000 0.06% $100,000 – $500,000 0.06% $500,000 – $1,000,000 0.08% $1,000,000 – $2,500,000 0.08% $2,500,000 and up 0.08% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No checking relationship required. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
0.02% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kearney, NE metro
35 accounts at 13 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 0.78%
- Banks, typical
- 0.23%
- Credit unions, typical
- 0.15%
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Kearney, NE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Trius Federal Credit UnionCredit union · 1 branch