Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Kahului, HI metro
- 0.07%APY$7 a year on $10,000
Requirements
Product: Available to personal banking customers. $3 monthly fee waived with a $200 minimum daily balance. A paper statement fee of $2 per printed account statement applies monthly unless enrolled in free eStatements.
Offer: Minimum daily balance of $100 to earn interest. $3 monthly fee waived with $200 minimum daily balance. $2 monthly paper statement fee unless enrolled in eStatements.
0.07% interest rate · $3 monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic membership account opened when joining Hawaii State FCU. Credit Union membership and Hawaii residency required for new accounts.
Offer: No minimum daily balance required to earn APY.
No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Available to Hawaii residents only; Credit Union membership required. $5 monthly service charge applies if the account's average daily balance falls below $500 for the month, waived for the first 60 days on new accounts. Each member may open one Always Saving account per SSN.
Offer: Base rate applied if balance does not increase month over month.
$5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Hawaii State FCURelationship MAX™ ShareSavings · $2,500 min · 0.05%–2.00% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Requires a Relationship Checking account ($2,500 minimum to open). Monthly service fee is $0. Available to Hawaii residents only; Credit Union membership required.
Offer: APY applies to the entire account balance each day. No minimum daily balance to earn APY.
Qualified rate · No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Relationship MAX™ Share Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 1.00% $100,000 – $250,000 2.00% $250,000 – $500,000 2.00% $500,000 and up 2.00% Rate checked
More details - Aloha Pacific Federal Credit UnionAloha Rewards Money Market SavingsAloha Rewards Money Market Savings · 0.05%–3.50% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Credit union membership is required. Aloha Rewards Checking Account is required. Monthly requirements must be met to receive applicable rewards: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month. If Aloha Rewards Checking monthly requirements are met, tiered rates apply based on your monthly average daily balance. The rate corresponding to your balance tier applies to your entire average daily balance.
Offer: If Monthly Requirements Are Not Met. Aloha Rewards Checking Account Required.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Aloha Rewards Money Market Savings Balance APY Any balance 0.05% $5,000 – $10,000Your amountMonthly requirements must be met. 0.05% $10,000 – $20,000Monthly requirements must be met. 0.50% $20,000 – $50,000Monthly requirements must be met. 1.50% $50,000 – $100,000Monthly requirements must be met. 2.00% $100,000 – $250,000Monthly requirements must be met. 2.50% Over $250,000Monthly requirements must be met. 3.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain minimum average balance of $25.00.
Offer: Minimum average daily balance to earn APY is $100.00. No setup fee or monthly account service fee.
No monthly fee · Effective Mar 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain minimum average balance of $5.00. $1.00 monthly service fee assessed if the average daily balance for the period is less than $5.00.
Offer: Minimum average daily balance to earn APY is $100.00. Monthly fee waived if average daily balance is at least $5.00.
$1 monthly fee · Effective Mar 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Credit Union membership requires $5.00 par value. No monthly service fee. No minimum balance requirement to keep the account open.
Offer: Dividends credited monthly. Rates may change monthly after the account is opened. Minimum balance to earn APY is $100.00.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly maintenance fee as long as the terms of the account are being met. Credit union membership required.
Offer: Dividends compounded and credited monthly. Variable rate may change after account opening.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Credit union membership is required.
Offer: No minimum balance to earn APY. Dividends compounded and credited monthly.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Compounded monthly. No monthly service fees. Low $5 minimum balance.
Offer: Compounded monthly. No monthly service fees.
0.05% interest rate · Compounded monthly · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be a member to open. $100 minimum balance to maintain account.
Offer: Minimum daily balance to earn APY is $100.
0.05% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open to anyone who is employed and resides on the island of Maui. Requires a one-time non-refundable membership fee of $1 and $25 minimum balance to maintain account.
Offer: Minimum daily balance to earn APY is $100. Dividends are calculated on the daily balance and paid monthly.
0.05% interest rate · Effective Aug 1, 2026
Rate checked
More details - Hawaii National BankVIP Money Market DepositVIP Money Market Deposit · $1,000 min · 0.02%–0.05% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Minimum deposit $1,000. $8 monthly fee waived with a $2,000 minimum daily balance.
Offer: Minimum daily balance to earn interest is $50. $8 monthly fee waived with $2,000 minimum daily balance. Fees may reduce earnings.
0.02% interest rate · $8 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for VIP Money Market Deposit Balance APY Up to $1,999 0.02% $2,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open with a $10.00 minimum deposit plus a $1.00 one-time nonrefundable membership fee ($11.00 total) to become a member. Dividends are credited to the account on the last calendar day of each month.
Offer: No minimum average daily balance to earn APY. $1.00 one-time nonrefundable membership fee required at opening ($11.00 total).
Effective Sep 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kahului, HI metro
45 accounts at 18 banks and credit unions · checked Oct 15–22
- Typical
- 0.05%
- Top 10% from
- 0.50%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.05%
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Kahului, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maui County Federal Credit UnionCredit union · 2 branches
- Finance FactorsBank · 1 branch
- Wailuku Federal Credit UnionCredit union · 1 branch