Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–44 results in Joplin, MO-KS metro
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Cash Back Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: Base rate applied to entire account balance if qualifications are not met during qualification cycle.
Qualified rate · 0.05% interest rate · Effective May 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A service charge of $2.00 is imposed every quarterly statement cycle if the balance falls below $200.00 on any day of the cycle. Up to 8 withdrawals/transfers per calendar month; $3.00 fee per debit transaction in excess of 24 per quarter.
Offer: Compounded and credited quarterly.
0.05% interest rate · Effective Jun 7, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires an open and active OMB High Interest Checking or OMB Rewards Checking account to qualify for highest rates. Limit 1 account per Social Security number. Up to 8 withdrawals or transfers per calendar month.
Offer: Base rate applied to all balances if monthly qualifications are not met.
Qualified rate · 0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $10.00 service charge is imposed each monthly statement cycle if the balance falls below $1,000.00 any day of the cycle. Up to 8 withdrawals or transfers allowed per statement cycle; $3.00 fee per excess debit transaction. Variable interest compounded and credited monthly.
Offer: Applies to daily balances less than or equal to $24,999.99 (or up to $25,000). $10.00 monthly fee waived if balance stays at or above $1,000.00 all statement cycle.
0.05% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for OMB Money Market Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $200,000 0.15% $200,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Limit one account per member account number.
Offer: Base rate earned on all balances when linked Kasasa account qualifications are not met during the monthly qualification cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 31, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Earns 0.05% APY on balances of $250 or more. No minimum balance requirement to maintain account.
No monthly fee · Effective Nov 13, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking with automatic transfers of earnings. e-Statements required to open and maintain the account. No monthly maintenance fees.
Offer: Base rate applied to all balances if linked Kasasa Cash or Kasasa Cash Back qualifications are not met during the Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Apr 4, 2023
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Unlimited withdrawals each month. $3 monthly minimum balance fee waived for persons 17 and under and over 60.
Offer: Variable interest rate may change after account opening. $3 monthly fee if balance falls below $100 minimum; fee waived for persons 17 and under and over 60.
$3 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: $3 quarterly service charge avoided by maintaining a $100 minimum balance. Six transfers allowed each month (three by payment to third parties and three transfers and/or withdrawals); unlimited in-house withdrawals.
Offer: Competitive interest on entire balance. Minimum to earn interest is $0+. Avoid $3 quarterly service charge with $100 minimum balance.
Effective Apr 4, 2023
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Rates listed are for accounts opened online. Must be 18 or older, a U.S. citizen or resident alien, and reside in AZ, CA, CO, IL, IA, KS, MN, MO, NE, NM, OK, TX, UT, or WI to open online.
Offer: Monthly service fee waived with $100 minimum daily ledger balance.
0.02% interest rate · $3 monthly fee · Effective Sep 17, 2026
Rate checked
More details - U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 5 branches
0.01%APY$1 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Interest Rate, tiered or un-tiered, is variable and may change after account is opened. Free debit card included. Unlimited transactions allowed each month.
Offer: Earn up to 0.01% APY. $7 monthly fee avoided with $500 minimum balance.
$7 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee of $5.00 is waived with a $300 minimum daily balance or at least one monthly electronic deposit of $25 or more, and waived for the first 60 days after account opening. Up to 3 free withdrawals/transfers per month ($2.00 each thereafter). Annual deposit rewards available for 11 consecutive monthly deposits and 4 or fewer withdrawals per year.
Offer: No minimum balance required to earn stated APY. Rate may change after account is opened. Monthly service fee of $5.00 waived with $300 daily balance or at least one monthly electronic deposit of $25+, and waived for first 60 days after opening. Free paperless statements; $3.00/month for paper statements.
$5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee of $12 is waived if a $5,000 minimum daily balance is maintained for the monthly cycle.
Offer: Monthly service fee of $12 waived with $5,000 minimum daily balance.
$12 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Joplin, MO-KS metro
44 accounts at 17 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.30%
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Joplin, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMB BankBank · 2 branches