Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in Houston, TX metro
- Premier America Credit UnionAdvantage Money Market AccountAdvantage Money Market Account · $5 min · 0.15%–3.15% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Variable-rate money market account based on daily balance. Dividends are paid at the rate corresponding to each day's full balance. The APY is reduced to 0.15% APY if on any day the end-of-day balance falls below $20,000.00. Membership subject to approval.
Offer: Minimum required to earn any dividend is $0.01.
0.15% interest rate · No monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Advantage Money Market Account Balance APY Up to $20,000Your amount 0.15% $20,000 and up 3.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Open and maintain membership with $5. Up to 6 withdrawals monthly ($3 per additional withdrawal).
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - Memorial Credit UnionMoney Market CheckingMoney Market Checking · $5,000 min · 0.15%–0.25% by balance
Credit union · 5 branches
0.15%APY$15 a year on $10,0000.15% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $20,000Your amount 0.15% $20,000 – $50,000 0.20% $50,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Opening a Share Savings Account with $25 establishes active membership at BPFCU. A minimum balance of $25 is required with another active account at BPFCU (e.g., checking, loans, credit cards); otherwise, a $100 minimum balance must be maintained to avoid a $5 monthly fee. Par value of one share is $25.00.
Offer: Dividends compounded and credited quarterly using the daily balance method. Minimum daily balance to earn the stated APY is $100.00. $5 monthly fee applies if minimum balance drops below $100 when there is no other active BPFCU account.
0.15% interest rate · $5 monthly fee · Effective Apr 17, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Makes member and partial owner of credit union. $1 monthly maintenance fee if balance drops below $5. 6 free transactions per month by pre-authorized automatic, telephone, drafts, or debit cards. Unlimited in-person withdrawals.
0.15% interest rate · $1 monthly fee · Effective Nov 3, 2025
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $24,999Your amount 0.15% $25,000 – $74,999 0.30% $75,000 and up 0.45% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Minimum deposit required to open is $2,500. Stated interest rate is paid on the portion of the balance within the specified tier.
Offer: With Bonus Dividend. Applies only to the first $10,000 in Money Market account deposits for accounts with at least 10 qualifying transactions monthly in the same Member's checking account.
Qualified rate · 0.06% interest rate · Effective Feb 3, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.06% $10,000 – $50,000Your amountBlended APY range is 0.01-0.12% (or 0.06-0.13% with Bonus Dividend). 0.15%* $50,000 – $100,000Blended APY range is 0.12-0.31% (or 0.13-0.32% with Bonus Dividend). 0.50%* $100,000 – $500,000Blended APY range is 0.31-0.86% (or 0.32-0.86% with Bonus Dividend). 1.00%* $500,000 – $1,000,000Blended APY range is 0.86-1.68%. 2.50%* $1,000,000 and upBlended APY range is 1.68-3.25%. 3.25%* Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Designed for members who wish to set aside funds for special purchases such as home repairs, travel, or holiday gift-giving.
Effective Nov 21, 2022
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary share membership account. A minimum balance of $5 is required to be eligible for all other accounts and services.
Effective Nov 21, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Your Share Savings gets upgraded to a High-Yield Savings when you open a High-Yield Checking account.
Offer: Rate applied if High-Yield Checking account requirements are not met.
Qualified rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: This interest-bearing account makes you a TDECU Member.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A Savings Account with a $5 initial deposit must be established to be eligible for other accounts, loans and Shell FCU benefits. This initial savings account is considered a Membership Account.
Offer: Variable rate type. Minimum balance required to receive disclosed APY.
Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basis for credit union membership; initial deposit of $25.00 must remain on deposit until closed. Average daily balance of $25.00 earns dividends, payable quarterly.
Offer: Share accounts with an average daily balance of $25.00 earns dividends, payable each quarter.
Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Dividends paid monthly when a $1,000.00 balance is maintained.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Southside BankPlatinum Advantage Investment AccountPlatinum Advantage Investment Account · $2,500 min · 0.10%–3.04% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Rate may change after account opens. Fees may reduce earnings on the account.
Offer: Daily balance to obtain APY: Less than $20,000. Rate may change after account opens. Fees may reduce earnings on the account.
0.10% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Platinum Advantage Investment Account Balance APY Up to $20,000Your amount 0.10% $20,000 – $49,999 0.18% $50,000 – $74,999 0.25% $75,000 – $149,999 0.65% $150,000 – $249,999 0.75% $250,000 – $499,999 1.00% $500,000 – $999,999 1.11% $1,000,000 – $2,999,999 1.16% $3,000,000 – $4,999,999 2.12% $5,000,000 and up 3.04% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Houston, TX metro
298 accounts at 119 banks and credit unions · checked Oct 16–23
- Typical
- 0.24%
- Top 10% from
- 2.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch