Best high-yield savings rates

Requirements

Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.

Requirements

Product: Account represents share of ownership in credit union. Maintain a $25 minimum balance to keep account open. $25 minimum deposit to open. Dividends paid quarterly based on average daily balance.

Offer: Maintain a $25 minimum balance to keep account open. $25 minimum deposit to open. 5 free debits per month; $1 fee for withdrawals in excess thereafter.

Requirements

Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).

Offer: Standard rate for any balance without relationship rate qualification.

Requirements

Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).

Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.

Requirements

Product: Share savings account. Covered under Membership Savings & Other Savings tiers. Minimum average daily balance to earn stated APY is $0.01. Dividends compounded and credited monthly. Rate applies to full balance once tier range is met.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Membership share account. Minimum $5 per owner required. Dividends are paid on an average daily balance on the last day of each quarter.

Offer: Dividends paid quarterly on average daily balance.

Requirements

Product: Must be 16 years old to open account (or have a co-signer or legal guardian). $5 minimum balance required to maintain membership. 4 free withdrawals per month; $5 per withdrawal in excess thereafter.

Offer: Minimum daily balance of $100.00 required each day to obtain APY. $5.00 opening minimum required per Truth-in-Savings disclosure ($20 minimum deposit to open mentioned in membership join pages).

Requirements

Product: Linked to a Kasasa Cash or Kasasa Cash Back account. Limit 1 account per SSN/ITIN. No recurring monthly maintenance charges or fees to open or close.

Offer: Base rate earned on all balances when qualifications are not met on linked Kasasa account.

Requirements

Product: Maintenance charge of $2 assessed if daily balance falls below $100.00 any time during statement cycle. $1.50 service charge per withdrawal over six per month (excluding ATM). Interest compounded and paid quarterly.

Offer: If daily balance falls below $100.00 any time during the statement cycle, maintenance charge of $2 is assessed. $1.50 service charge per withdrawal over six per month, not including ATM withdrawals.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.

Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.