Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Hagerstown, MD-WV metro
- Mountain Heritage Federal Credit UnionMoney Market Accounts – Free ChecksMoney Market Accounts – Free Checks · $1,000 min · 2.02%–2.53% by balance
Credit union · 2 branches
2.53%APY$253 a year on $10,000Requirements
Product: Limited to 3 check withdrawals a month. If you write more than 3 checks, a fee of $20.00 per check will be charged. If it drops below $1,000.00, no dividends will be paid for that month.
Offer: If balance drops below $1,000.00, no dividends will be paid for that month.
2.00% interest rate
Rate by balance
Rate by balance for Money Market Accounts – Free Checks Balance APY $1,000 and up 2.02% $10,000 and upYour amount 2.53% Rate checked
More details - Washington County Teachers Federal Credit UnionMoney MarketMoney Market · $2,500 min
Credit union · 3 branches
1.75%APY$175 a year on $10,000Requirements
Offer: Dividends are earned only on balances over $2,500. No minimum balance is required to open the account.
1.74% interest rate · Effective Feb 1, 2026
Rate checked
More details - 167th TFR Federal Credit UnionMoney MarketMoney Market · $2,000 min · 1.26%–2.02% by balance
Credit union · 2 branches
1.51%APY$151 a year on $10,0001.25% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $10,000 1.26% $10,000 – $50,000Your amount 1.51% $50,000 – $100,000 1.76% $100,000 and up 2.02% Rate checked
More details - Washington County Teachers Federal Credit UnionMaster Share Account (Savings)Savings · $100 min
Credit union · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: Account establishes credit union membership. A minimum balance of $5 must remain in the account at all times. Dividends compound daily and are paid/credited monthly on balances of $100 or more.
Offer: Dividends are compounded daily and paid monthly. Minimum daily balance of $100 required to obtain disclosed APY / earn dividends; no penalty if balance is under $100 but dividends are not paid. A minimum balance of $5 is required to maintain membership.
1.49% interest rate · Compounded daily · Effective Feb 1, 2026
Rate checked
More details - Washington County Teachers Federal Credit UnionSub Share Savings (Savings)Savings · $100 min
Credit union · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: May be established for any purpose (vacation, taxes, school, etc.). No minimum balance required to open. No fees assessed. Dividends compound daily and are credited/paid monthly on minimum daily balances of $100.
Offer: Dividends are compounded daily and paid monthly. No minimum balance is required to open the account. No fees are assessed on this account. Minimum daily balance of $100 required to earn dividends.
1.49% interest rate · Compounded daily · No monthly fee · Effective Feb 1, 2026
Rate checked
More details - Patriot Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.10%–2.00% by balance
Credit union · 3 branches
1.20%APY$120 a year on $10,000Requirements
Product: Earn a higher dividend rate than in a standard savings account if you have a balance of at least $2,500. Tiered rate structure offers members with higher balances an increased dividend rate on deposits. Unlimited deposits and withdrawals, check writing capabilities.
Offer: Rates are variable and are subject to change at any time.
No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 1.10% $10,000 and upYour amount 1.20% $25,000 and up 1.40% $100,000 and up 1.70% $250,000 and up 2.00% Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: A minimum Savings balance of $25 (par share) is required to maintain membership and access to BDFCU products and services. Accounts with balances below $25 may be subject to a low-balance fee ($5.00/mo below par fee).
Offer: Minimum balance of $25.00 required to obtain APY. Below par fee of $5.00/mo if balance falls below $25.
1.00% interest rate · Effective Aug 1, 2026
Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: Do-What-You-Want (DWYWA) club account. Make up to 4 free withdrawals per club year (July 1 - June 30). Fee of $5.00 for club account withdrawals over 4/yr.
Offer: $0.00 minimum balance required to obtain APY. Up to 4 free withdrawals per club year (July 1 - June 30), then $5.00 fee per excess withdrawal.
1.00% interest rate · Effective Aug 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Packaged account with Premier Checking; both accounts must be opened and maintained. Paperless statements required via online banking enrollment to avoid statement processing fee.
Offer: Tier 2 rate applies to daily balance of $24,999.99 or less. Must be packaged with Premier Checking.
Qualified rate · 1.00% interest rate · Effective Aug 3, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $25,000Your amount 1.00% $25,000 and up 2.02% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 4 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 4 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 4 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Bulldog Federal Credit UnionMoney Market Share AccountMoney Market Share Account · 0.50%–0.80% by balance
Credit union · 6 branches
0.65%APY$65 a year on $10,000Requirements
Product: Tiered account with unlimited deposits and up to 6 transfers or withdrawals per month. First order of 40 checks included at no cost. $2,000 minimum daily balance required to avoid low balance fee ($15/occurrence).
Offer: $2,000 minimum daily balance required to avoid low balance fee
0.50% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY Up to $2,000 0.50% $2,000 – $9,999 0.55% $10,000 – $24,999Your amount 0.65% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 and up 0.80% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 4 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hagerstown, MD-WV metro
55 accounts at 21 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 1.12%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.35%
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Hagerstown, MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Washington County Teachers Federal Credit UnionCredit union · 3 branches
- 167th TFR Federal Credit UnionCredit union · 2 branches
- Bulldog Federal Credit UnionCredit union · 6 branches