Best high-yield savings rates

Requirements

Product: Dividends compound daily and are paid monthly. Minimum balance of $250 required to earn dividends and avoid a $2 monthly maintenance fee. Account cannot be used for ACH debits, checks, BillPay, or loan collateral.

Offer: Dividends compounded daily and paid monthly. Minimum balance to earn dividends is $250; if balance falls below $250 during a statement period, a $2 monthly maintenance fee is assessed.

Requirements

Product: Dividends compound daily and are paid monthly. Minimum balance of $250 required to earn dividends and avoid a $2 monthly maintenance fee. Account cannot be used for ACH debits, checks, BillPay, or loan collateral.

Offer: Dividends compounded daily. Minimum balance to earn dividends is $250; if balance falls below $250 at any time during a statement period, a $2 monthly maintenance fee is assessed.

Requirements

Product: Open with $250 or more. Maintain a balance of at least $250 to earn dividends; $2 monthly service fee if balance is below $250 on the last day of the month. Dividends compounded daily and paid monthly.

Offer: Minimum deposit of $250 to open account and earn dividends. $2 service fee each month balance is below $250.

Requirements

Product: Membership eligibility required. Must maintain minimum required share ($25 par value) in a Primary Savings account. Minimum opening deposit of $250. No minimum balance requirement after initial deposit.

Offer: Dividend rate and APY apply to the full balance of the account once tier is met.

Requirements

Product: Initial deposit and minimum balance of $1,000. There is a $3 monthly fee for balances below $1,000. Limited to six withdrawals/transactions per month.

Offer: Minimum deposit required to open is $1,000.00; minimum daily balance of $1,000.00 required to avoid a $3 monthly fee. Dividends are compounded and credited monthly.

Requirements

Product: Links to free Kasasa checking accounts. Automatic transfers of Kasasa checking earnings. No minimum balance to earn rewards. Eligibility requires meeting monthly qualification cycle criteria (at least 12 debit card purchases post and settle, enroll in and receive eStatements, enroll and log into online banking).

Offer: When monthly qualification cycle requirements are met in linked Kasasa checking account.

Requirements

Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.

Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.

Requirements

Product: Variable rate account; dividends are compounded daily and credited monthly based on the daily balance method. Minimum balance to earn dividends is $250. Preauthorized/electronic transfers and withdrawals are limited to 6 per calendar month under Regulation D.

Offer: Minimum balance of $250 to earn dividends/interest. Variable rate subject to change daily.

Requirements

Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.

Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.

Requirements

Product: Goal-based savings account. Dividends compounded and credited monthly using the daily balance method. Account transfer and withdrawal limitations apply (up to 6 per month).

Offer: Dividends are calculated on balances of $25 or more and are paid and compounded monthly.

Requirements

Product: Membership in SECU requires opening a Share Account. Must maintain a $25 minimum balance to avoid monthly maintenance fee and maintain membership. A $1 monthly maintenance fee is charged if the account is below $25 on the statement date.

Offer: Dividends accrue when balance is greater than zero; $1 monthly fee if balance falls below $25 minimum balance on statement date.

Requirements

Product: Must be a Civic member. Minimum opening deposit $5. Monthly service fee of $1 if balance falls below $5.

Offer: $1 fee each month balance is below $5. Minimum balance to earn APY is $1.

Requirements

Product: Must be a Civic member. Automated savings account with distribution to Select Savings Account in March or October. No maintenance fees.

Offer: No maintenance fees. Minimum deposit of $1 to open account and earn dividends.

Requirements

Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.

Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.