Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Grand Junction, CO metro
- BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 3 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Canvas Credit UnionReverse Tier Savings AccountSavings · $0 min · 0.30%–5.00% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: No fees. No minimum deposit or balance. Limit of one Reverse Tier Savings Account per member. Canvas Credit Union membership required.
Offer: Rate applies to balances from $0 to $2,000.
No monthly fee
Rate by balance
Rate by balance for Reverse Tier Savings Account Balance APY Up to $2,000 5.00% $2,000 – $5,000 1.50% $5,000 – $10,000Your amount 0.75% $10,000 – $50,000 0.40% Over $50,000 0.30% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Keep an average daily balance of $500 or $200 minimum balance to waive the $4.00 monthly maintenance fee.
Offer: Fee waived if an average daily balance of $500 or $200 minimum balance is maintained.
$4 monthly fee
Rate by balance
Rate by balance for Savings Accounts Balance APY Up to $100,000Your amount 0.55% $100,000 – $250,000 0.85% $250,000 and up 1.45% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $0 min · 0.00%–1.51% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - Grand Valley BankMoney Market AccountMoney Market Account · $100 min · 0.50%–2.85% by balance
Bank · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening deposit is $100.00. Rates may change at discretion after account opening. Fees may reduce earnings.
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.50% $25,000 – $100,000 0.85% $100,000 – $250,000 1.85% $250,000 – $1,000,000 2.35% $1,000,000 and up 2.85% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Available online or at local branches. Interest calculated daily. Up to 9 withdrawals per quarter free, $1.25 for each additional debit. $9.00 quarterly service fee waived with a minimum balance of $200.
Offer: Rates listed are available for accounts opened online only and may differ for accounts opened at a local branch. Rates are effective as of today's date and are subject to change. $9.00 service charge per statement quarter if balance falls below $200.
Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $0 min · 0.00%–1.36% by balance
Bank · 2 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 2 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 2 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - Home Loan State BankPersonal Money MarketPersonal Money Market · $100 min · 0.32%–2.00% by balance
Bank · 1 branch
0.34%APY$34 a year on $10,000Requirements
Product: Rates may change weekly. Interest compounded and credited monthly. Average daily balance method. Minimum deposit amount is $0.01 per day. Bill Pay inactivity fee ($5.00) applies if enrolled and fewer than 3 payments are made per month. Online banking free with eStatements.
Offer: Interest paid on the entire balance in your account. Monthly service fee of $12.00 applies if balance falls below $2,500.00 on any day in the month. Minimum average daily balance to obtain APY is $100.00.
0.32% interest rate · $12 monthly fee
Rate by balance
Rate by balance for Personal Money Market Balance APY $100 – $2,500 0.32% $2,500 – $100,000Your amount 0.34% $100,000 and up 2.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 3 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends compound and credit quarterly (dividend period calendar quarter). Low minimum balance requirements.
Offer: Dividends compound and credit quarterly; APY applies only when dividends are added to principal.
0.25% interest rate · Effective Apr 2, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary savings account for Credit Union of Colorado membership. No monthly fees.
Offer: Dividends credited quarterly. If account is closed before accrued dividends are credited, accrued dividends will not be paid.
0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Bank of ColoradoMoney Market AccountMoney Market Account · $1,000 min · 0.20%–1.76% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: $15.00 monthly service charge applies if account balance falls below $1,000 minimum at any time during monthly cycle. Up to 6 withdrawals per month allowed. Rates listed are available for accounts opened online only.
Offer: Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000.
0.20% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 0.20% $25,000 – $100,000 0.45% $100,000 – $500,000 0.70% $500,000 – $1,000,000 0.75% $1,000,000 – $3,000,000 1.26% $3,000,000 and up 1.76% Rate checked
More details - 0.17%APY$17 a year on $10,000
Requirements
Product: Minimum balance to open is $100.00. Minimum daily balance of $100.00 to obtain disclosed APY and earn interest. No monthly service fee. Interest rate and APY may change weekly. Crediting and compounding quarterly.
Offer: Minimum balance to open is $100.00. Must maintain a minimum daily balance of $100.00 to earn interest and obtain the disclosed APY. Interest rate and APY may change weekly.
0.17% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Grand Junction, CO metro
56 accounts at 17 banks and credit unions · checked Oct 16–22
- Typical
- 0.23%
- Top 10% from
- 2.00%
- Banks, typical
- 0.17%
- Credit unions, typical
- 0.25%
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Grand Junction, CO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Canvas Credit UnionCredit union · 2 branches
- Bellco Credit UnionCredit union · 2 branches
- Climb Credit UnionCredit union · 1 branch