Grand Junction Federal Credit Union Savings & Money Market Rates

How Grand Junction Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Grand Junction, CO, where Grand Junction Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Grand Junction Federal Credit Union
1.20%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$120
Money Market Account
Top rate
Credit Union of Colorado
3.30%APY
Requires
Another account
Minimum
—
Earns on $10,000 a year
$330
Credit Union of Colorado rates
2nd-highest rate
Canvas Credit Union
3.00%APY
Requires
None
Minimum
$0
Earns on $10,000 a year
$300
Canvas Credit Union rates

Compare savings rates near you →

Savings score

Higher than 75% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.25%
$10,000 balance$10,0001.20%
$100,000 balance$100,0001.75%
QualifiedQualified1.20%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Grand Junction Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Account

1.20%APY

Div Compounds & Credits Monthly | Div Period Calendar Month-For Money Markets. APY applies only when dividends are added to principal.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$2,000 – $25,000Div Compounds & Credits Monthly \| Div Period Calendar Month. APY applies only when dividends are added to principal.	1.20%	$120	Div Compounds & Credits Monthly \| Div Period Calendar Month. APY applies only when dividends are added to principal.
$25,001 – $50,000Div Compounds & Credits Monthly \| Div Period Calendar Month. APY applies only when dividends are added to principal.	1.30%	—	Div Compounds & Credits Monthly \| Div Period Calendar Month. APY applies only when dividends are added to principal.
$50,000 – $100,000Div Compounds & Credits Monthly \| Div Period Calendar Month. APY applies only when dividends are added to principal.	1.40%	—	Div Compounds & Credits Monthly \| Div Period Calendar Month. APY applies only when dividends are added to principal.
$100,000 and upDiv Compounds & Credits Monthly \| Div Period Calendar Month. APY applies only when dividends are added to principal.	1.75%	—	Div Compounds & Credits Monthly \| Div Period Calendar Month. APY applies only when dividends are added to principal.

Sources (2)

All captured Oct 22, 2026

Regular Shares

0.25%APY

Dividends compound and credit quarterly (dividend period calendar quarter). Low minimum balance requirements.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceDividends compound and credit quarterly; APY applies only when dividends are added to principal.Any balance	0.25%	$25	Dividends compound and credit quarterly; APY applies only when dividends are added to principal.

Sources (2)

All captured Oct 15, 2026

Special-purpose accounts

IRA Shares

0.25%APYIRA

Dividends compound and credit quarterly (dividend period calendar quarter).

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceDividends compound and credit quarterly; APY applies only when dividends are added to principal.Any balance	0.25%	$25	Dividends compound and credit quarterly; APY applies only when dividends are added to principal.

Sources (1)

grandjunctionfcu.org/rates/deposit-rates · captured Oct 15, 2026

Who can join Grand Junction Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Individuals who live, work, worship, or attend school in Mesa, Delta, or Garfield County are eligible for membership.

Family and household

Immediate family members of eligible members are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

← Grand Junction Federal Credit Union overview