Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Grand Forks, ND-MN metro
- 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Service+ Savings account may be established under a primary member social security number. Must maintain qualifying direct deposit (electronic transfer of funds from outside sources, online/mobile check deposits, or P2P payments like Zelle totaling at least $500 in a calendar month) into a checking account under the same membership profile, maintain par value share in primary savings, and have no charged-off share or loan accounts. Without qualifying direct deposit, the entire balance receives 0.25% APY / 0.250% dividend rate.
Offer: Standard rate applied to entire balance without qualifying direct deposit into checking.
Qualified rate · 0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Limit of 6 preauthorized withdrawals per month. Interest compounded and credited monthly. Rates may vary. Fees could reduce earnings.
Offer: Service charge of $3 per month if daily balance falls below $200 minimum.
0.25% interest rate · $3 monthly fee · Effective Jun 3, 2026
Rate checked
More details - First Community Credit UnionKasasa SaverSavings · $0 min · 0.17%–0.25% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Requires a linked free Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per SSN.
Offer: Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies for this tier (at least 12 debit card purchases, enrolled in eStatements, enrolled in/log into online banking during monthly qualification cycle).
Qualified rate · 0.25% interest rate · No monthly fee · Effective Nov 1, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 0.25% $25,000 and up 0.17% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Number of monthly withdrawals allowed may be limited.
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Digital Banking access with free E-Statements and notices. Three free withdrawals per month ($2 per transaction for additional withdrawals). Monthly service fees and excess withdrawal fees are waived until reaching age 21, or if primary account holder is age 65 or older. Interest paid quarterly.
Offer: No monthly service fee with $200 minimum daily balance ($4 monthly service fee if minimum balance is not met daily). Monthly service fees and excess withdrawal fees waived until age 21 or if primary account holder is age 65 or older. Rates are variable and may change after account is opened.
0.20% interest rate · $4 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: APY is variable and may change after account is opened. Interest compounded quarterly and earned each day the balance is $50 or more. $2 monthly service fee is waived if a minimum average monthly balance of $50 is maintained. Includes 6 free withdrawals or debits per calendar month.
Offer: Interest compounded quarterly. $2 monthly service fee waived with $50 minimum average monthly balance.
0.20% interest rate · Compounded quarterly · $2 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum opening deposit of $100. $5.00 monthly fee if balance falls below $100; fee and minimum balance requirement waived for minors under 18 years old. Limited to 6 preauthorized, automatic, telephone, or electronic transfers/withdrawals per statement period.
Offer: Must maintain a $0.01 balance to obtain APY. $5.00 monthly fee applies if balance falls below $100; waived for minors under age 18.
0.20% interest rate · $5 monthly fee · Effective Jul 8, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000intro rate
Requirements
Product: Interest is compounded daily and paid quarterly. Variable rate; rate may change after account opening.
Offer: No minimum balance. No service charges. Variable rate.
Promotional rate · 0.20% interest rate · Compounded daily · No monthly fee · Effective Jun 28, 2023
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $50 minimum opening deposit waived for individuals aged 17 and under. $5 monthly service fee waived if minimum balance of $100 is maintained or for ages 17 and under.
0.15% interest rate · $5 monthly fee · Effective Oct 4, 2026
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $50 minimum opening deposit waived for individuals aged 17 and under. $5 monthly service fee waived if minimum balance of $200 is maintained or for ages 17 and under.
0.10% interest rate · $5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Grand Forks, ND-MN metro
34 accounts at 15 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.45%
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Grand Forks, ND-MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Service Credit UnionCredit union · 1 branch
- United Valley BankBank · 2 branches
- First Community Credit UnionCredit union · 4 branches