Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Enid, OK metro
- 3.75%APY$375 a year on $10,000intro rate
Requirements
Product: Online savings account. Available only in eligible markets based on verified primary residential ZIP code. Funds must be new to CFCU to qualify for the advertised rate. Must enroll in eStatements to receive advertised rate. Aggregate balance cap of $2,500,000 per Tax ID.
Offer: Must enroll in eStatements and deposit funds new to CFCU. Available only in eligible markets. Aggregate balance cap of $2,500,000 per Tax ID. Dividends paid monthly on daily balance.
Promotional rate · Balance cap $2,500,000 · No monthly fee · Effective Oct 13, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be paired with a Free Heritage Cash Checking or Free Heritage Cash Back Checking account. Limit of 1 account per SSN. Qualifying for linked checking rewards automatically qualifies for highest Heritage Saver rate. Automatic transfer of checking earnings.
Offer: Requires meeting monthly qualification cycle requirements on linked Heritage Cash or Heritage Cash Back checking account (at least 12 debit card purchases, at least 1 direct deposit/ACH transaction, and enrolled in eStatements).
Qualified rate · 1.98% interest rate · No monthly fee
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to CNB High-Yield Checking or CNB Cash Back checking account. To earn reward APY tiers, the following qualifications must be met in the linked checking account during each Monthly Qualification Cycle: at least 15 debit card purchases, at least 1 ACH credit or ACH payment transaction, and enrollment in eStatements. If qualifications are not met, the base APY applies to the entire daily balance. Limit one CNB High-Yield Savings Account per customer. Variable rate account.
Offer: Qualifying rate on daily balances up to and including $200,001.00 when monthly qualifications are met on the linked CNB Reward Checking account.
Qualified rate · No monthly fee · Effective Jan 1, 2025
Rate by balance
Rate by balance for CNB High-Yield Savings Balance APY Up to $200,001Your amount 2.00% $200,001 and up 0.50% Rate checked
More details - First Bank & TrustRegular Money MarketRegular Money Market · $1,500 min · 0.75%–2.02% by balance
Bank · 1 branch
1.76%APY$176 a year on $10,000Requirements
Product: Variable-rate interest-bearing account. $1,500.00 minimum to open. 6 withdrawals allowed per month (3 free withdrawals, $2.00 per withdrawal after 3). Balance below $1,500.00 incurs $3.00 monthly fee and interest reverts to Regular savings rate.
Offer: Balances below $1,500.00 earn Regular savings rate and incur a $3.00 monthly fee.
0.75% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $1,500 0.75% $1,500 – $10,000 1.66% $10,000 – $25,000Your amount 1.76% $25,000 – $100,000 1.92% $100,000 – $250,000 1.97% $250,000 and up 2.02% Rate checked
More details - 1.31%APY$131 a year on $10,000
Requirements
Product: Requires 2 forms of ID to open (one picture ID). Interest compounded and credited quarterly. 6 free withdrawals per quarter; $1 fee per withdrawal thereafter. Accrued interest forfeited if closed before end of quarter.
Offer: Compounded and credited quarterly. Rate may change at any time.
No monthly fee · Effective Jun 24, 2026
Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: Tiered-rate account based on average daily balance. Rates may change after account opening. Transaction fees may reduce earnings.
Offer: Applies to average daily balance <$15,000. Rates may change after account opening. Transaction fees may reduce earnings.
1.00% interest rate · Effective Feb 12, 2026
Rate by balance
Rate by balance for Wisdom Elite Balance APY Up to $15,000Your amount 1.01% $15,000 – $24,999 1.92% $25,000 – $49,999 2.69% $50,000 – $99,999 3.15% $100,000 and up 3.56% Rate checked
More details - Tinker Federal Credit UnionPremium PlusSavings · $10,000 min · 0.10%–2.10% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance to open: $10,000.
0.10% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premium Plus Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.15% $50,000 – $74,999 1.25% $75,000 – $99,999 1.45% $100,000 – $149,999 1.50% $150,000 – $199,999 1.75% $200,000 – $249,999 1.85% $250,000 – $499,999 2.00% $500,000 and up 2.10% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Average daily balance below $100.00 incurs $3.00 monthly fee. 3 free withdrawals per month ($1.00 fee per withdrawal after 3).
Offer: Average daily balance below $100.00 incurs $3.00 monthly fee; 3 free withdrawals per month ($1.00 fee per withdrawal after 3). Variable rate interest bearing account.
0.75% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - BOK FinancialPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.35% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: $7.95 monthly maintenance fee waived by maintaining $1,000 average collected balance for the month. $50 opening deposit required.
0.20% interest rate · $7.95 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and up 0.35% Rate checked
More details - Communication Federal Credit UnionMoney MaxSavings · $0 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,0000.10% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Max Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details - Communication Federal Credit UnionMoney MaxMoney Max · $0 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,0000.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Max Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details - Equity BankRewards Money MarketRewards Money Market · $1,000 min · 0.30%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Requires being a Rewards Checking customer. Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
Offer: Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Rewards Checking.
Qualified rate · Compounded monthly
Rate by balance
Rate by balance for Rewards Money Market Balance APY Up to $24,999Your amount 0.30% $25,000 – $100,000 0.75% $100,000 and up 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Enid, OK metro
29 accounts at 9 banks and credit unions · checked Oct 15–16
- Typical
- 0.30%
- Top 10% from
- 1.81%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.18%
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Enid, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch