Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Detroit, MI metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Standard savings account providing access to funds at any time. Monthly maintenance fee of $5 applies unless waived.
Offer: Monthly fee of $5 is waived with a checking account, a minimum balance of $50, or a current WWFCU loan and e-statements.
0.05% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Downriver Community Federal Credit UnionPrime Share SavingsSavings · $5 min · 0.05%–0.15% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Establishes membership with Downriver Community Federal Credit Union. Dividends are paid quarterly.
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Prime Share Savings Balance APY Up to $24,999Your amount 0.05% $25,000 – $99,999 0.10% $100,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Access savings anytime with unlimited withdrawals. Manage easily with free Digital Banking.
Offer: No monthly service fee.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with TRUE Community Credit Union. Dividends computed on average daily balance, paid monthly. No limit or fees for withdrawals.
Offer: Dividends computed on average daily balance, paid monthly. $5 minimum deposit to open and maintain.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate
Rate checked
More details - Cornerstone Community Financial Credit UnionRainy Day SavingsSavings · $50 min
Credit union · 7 branches
0.05%APY$5 a year on $10,000Requirements
Product: No minimum deposit to open. Minimum balance of $50 required to earn dividends.
Offer: Minimum balance of $50 required to earn dividends.
0.05% interest rate · Effective Jan 1, 2026
Rate checked
More details - Cornerstone Community Financial Credit UnionRegular SavingsSavings · $50 min
Credit union · 7 branches
0.05%APY$5 a year on $10,000Requirements
Product: Start with as little as $1. Minimum balance of $50 required to earn dividends.
Offer: Minimum balance of $50 required to earn dividends.
0.05% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100 average daily balance to avoid $7 quarterly service fee. Minimum balance of $100 required to earn posted rate.
Offer: $100 average daily balance required to avoid $7 quarterly service fee. Minimum balance of $100 required to earn posted rate.
0.05% interest rate · Effective Sep 17, 2025
Rate checked
More details - Lake Trust Credit UnionAspire SavingsSavings · $0 min · 0.05%–3.00% by balance
Credit union · 9 branches
0.05%APY$5 a year on $10,000Requirements
Product: Restricted to one account per membership. Membership Savings Account is required to establish membership. Blended rate account where each dividend rate applies to daily balance within that tier.
Offer: Applies to daily balance within the tier ($0.01 - $5,000.00). Interest compounded monthly.
Compounded monthly · No monthly fee · Effective Sep 30, 2024
Rate by balance
Rate by balance for Aspire Savings Balance APY Up to $5,000 3.00% $5,000 – $10,000Your amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Earnings calculated daily and paid quarterly. Minimum $5.00 deposit establishes membership relationship.
Offer: Dividends compounded and credited quarterly.
0.05% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends credited quarterly.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends credited quarterly.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Detroit, MI metro
227 accounts at 80 banks and credit unions · checked Oct 16–23
- Typical
- 0.10%
- Top 10% from
- 1.44%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.10%
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Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Extra Credit UnionCredit union · 2 branches
- Chief Financial Credit UnionCredit union · 4 branches
- Christian Financial Credit UnionCredit union · 12 branches