Best high-yield savings rates

Requirements

Product: Subject to monthly Account Maintenance Fee of $5.95 unless meeting fee waiver criteria.

Offer: Minimum average daily balance of $100 required to earn dividends (waived for members <18 years of age). Monthly Account Maintenance Fee of $5.95 applies unless waived.

Requirements

Product: Must maintain an active Kasasa Cash or Kasasa Cash Back checking account to have a Kasasa Saver account. Requires enrollment in online banking and eStatements.

Offer: Base rate applied to all balances if monthly qualifications are not met in linked Kasasa checking account.

Requirements

Product: Must maintain an open/eligible U.S. HSBC Premier checking account linked to the savings account. Not available to business customers.

Offer: Standard APY.

Requirements

Product: A $5.00 deposit establishes your Niagara's Choice account.

Offer: Dividend rates compounded daily and credited quarterly to all types of share accounts. A minimum $250.00 balance is required to earn a dividend on all but Youth Accounts.

Requirements

Product: To maintain membership, NFTFCU requires a minimum $5 balance maintained in the Regular Shares Savings account. Dividends compounded and credited quarterly based on average daily balance.

Offer: Dividends paid on accounts of $50.00 or more.

Requirements

Product: Opening minimum deposit of $25 to establish credit union membership.

Offer: Earns dividends on balances of $500 or more.

Requirements

Product: Open with a deposit of $5.00 plus a $1.00 new account fee. Minimum $5.00 per member in share account required to keep open. Dividends paid quarterly on the average daily balance. Dividends earned with minimum balance of $100.00.

Requirements

Product: Establishes membership and ownership in the credit union. Dividends are earned based on the average daily balance method on balances of $100.00 or more, and paid quarterly. APY is subject to change monthly without notice. Fees may reduce earnings.

Offer: Dividends earned on average daily balance and paid quarterly. $100.00 minimum balance required to earn a dividend. Fees may reduce earnings. APY subject to change monthly.

Requirements

Product: Linked to Advantage Plus Checking account. To earn qualifying tiered APY, must meet Advantage Plus Checking qualifications each monthly qualification cycle (enrolled in and log in to Online Banking, enrolled in e-Statements, at least 1 direct deposit or automatic ACH payment post and settle, and at least 12 signature-based debit card purchases post and settle). If qualifications are not met, all balances earn 0.05% APY. Limit one account per SSN.

Offer: Base rate applied to all balances if monthly qualifications in Advantage Plus Checking are not met.

Requirements

Product: Service charge is $5.00 per Statement Period, waived with at least $300 average daily balance or if primary person listed on the account is under 18 years old. Variable rate account.

Offer: Service charge is $5.00 per Statement Period, waived with at least $300 average daily balance or if primary person is under 18 years old. Variable rate account.

Requirements

Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.

Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).