Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 436–447 results in Boston, MA-NH metro
- 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly fee and no minimum balance required. $10 minimum deposit to open.
No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Must already have or open a Rewards Checking Account. $10 minimum deposit to open.
Offer: When requirements of corresponding Rewards Checking Account are not met for the prior month.
Qualified rate · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Part of eVolve Rewards Banking.
Qualified rate · 0.01% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must qualify for and establish membership with Lighthouse Credit Union by opening and maintaining a Lighthouse Savings account with a minimum balance of $5. No monthly fee.
Offer: APY is variable, accurate as of the last dividend declaration date of 1/27/2026. $5 minimum balance to open and maintain.
0.01% interest rate · No monthly fee · Effective Jan 27, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Personal savings account. $2 monthly fee if average balance falls below $100. Interest is compounded monthly.
Offer: $2 monthly fee applies if average balance falls below $100.
0.01% interest rate · Compounded monthly · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Effective Oct 3, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - Camden National BankMoney Market AccountMoney Market Account · $100 min · 0.01%–0.20% by balance
Bank · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: APY and interest rates subject to change at any time. Monthly fee $0 if average daily balance >= $5,000, otherwise $10.
Offer: Must maintain minimum balance of each tier in the account each day to receive the APY disclosed for that tier. Monthly fee $0 if average daily balance >= $5,000, otherwise $10.
0.01% interest rate · Effective Jun 9, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.01% $25,000 – $100,000 0.05% $100,000 – $250,000 0.05% $250,000 – $500,000 0.10% $500,000 – $1,000,000 0.15% $1,000,000 and up 0.20% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.
Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - Lowell Firefighters FCUTiered Savings AccountSavings · $0 min · 0.00%–4.07% by balance
Credit union · 1 branch
0.00%APY$0 a year on $10,0000.00% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Tiered Savings Account Balance APY Up to $25,000Your amount 0.00% $25,000 – $50,000 2.02% $50,000 – $100,000 3.04% $100,000 and up 4.07% Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: Non-interest bearing account; iBanking and ATM accessible.
0.00% interest rate
Rate checked
More details - Direct Federal Credit UnionPremium Money MarketPremium Money Market · $500 min · 0.00%–2.20% by balance
Credit union · 1 branch
0.00%APY$0 a year on $10,000with conditionsRequirements
Product: Minimum deposit to open is $500. Stated APYs assume the account is paired with an active Direct Advantage Checking account; without it, the APY is 0.10% lower. If the balance falls below $25,000 on any day during the month, no interest is paid for that dividend period. Dividends are compounded and posted monthly.
Offer: No interest earned if balance falls below $25,000 for any day during the month.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Dec 31, 2025
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $25,000Your amount 0.00% $25,000 and upAPY assumes pairing with an active Direct Advantage Checking account (APY is 0.10% lower without it). 2.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Boston, MA-NH metro
447 accounts at 149 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.19%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches