Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Blacksburg, VA metro
- Truliant Federal Credit UnionHigh Yield Rewards SavingsSavings · $1,000 min · 1.00%–3.40% by balance
Credit union · 1 branch
3.40%APY$340 a year on $10,000with conditionsRequirements
Product: Requires maintaining a $1,000 average monthly balance to avoid a $10 monthly service fee. Minimum $1,000 to open. One account per membership.
Offer: Premium Rate: To receive the premium interest rate an active checking account that meets monthly minimums of $500 in deposits and 10 withdrawals is required. The premium rate will be applied at the end of each month on balances up to $25,000. Automatically earned for the first two statement cycles. $10 monthly fee waived with $1,000 average monthly balance.
Qualified rate · 3.33% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Rewards Savings Balance APY Up to $25,000Your amount 3.40% $25,000 and up 1.00% Rate checked
More details - 3.25%APY$325 a year on $10,000intro rate
Requirements
Product: For consumer accounts only. Promotional rate guaranteed for 6 months after meeting qualifying requirements, after which dividends return to prevailing APYs. Minimum opening amount of $5,000 must come from sources other than Freedom First Credit Union. If Average Daily Balance falls below $5,000, Dividend Rate and APY become 0.01%. $5 membership deposit required.
Offer: Guaranteed for 6 months after meeting qualifying requirements. New money required: $5,000 from sources other than Freedom First Credit Union. If Average Daily Balance falls below $5,000, Dividend Rate and APY become 0.01%. Consumer accounts only.
Promotional rate · Balance cap $1,000,000 · Effective Sep 17, 2026
Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Fees may reduce earnings. Rate may change after account opening. Offers and products are subject to updates, modifications, and/or termination at any time after account opening.
Offer: Fees may reduce earnings. Rate may change after account opening. Promotional offers, products and services are subject to updates, modifications and/or termination at any time after account opening.
Rate checked
More details - Virginia Credit UnionPremium Money MarketPremium Money Market · $10,000 min · 0.05%–1.25% by balance
Credit union · 3 branches
1.25%APY$125 a year on $10,000Requirements
Product: Earn returns while keeping access to savings. Choose between Premium (minimum balance of $10,000) and Premium Plus (minimum balance of $25,000). 2 free withdrawals every month, $3 for each additional. Checking transfers, automatic overdraft protection for checking, direct deposit or payroll deduction. Dividends accrue daily and are paid monthly. Fees may reduce earnings. APYs may change after account is opened.
Offer: Compounding frequency: Monthly. Dividends accrue daily and are paid monthly. APYs may change after account is opened. Fees may reduce earnings.
0.05% interest rate
Rate by balance
Rate by balance for Premium Money Market Balance APY $100 and up 0.05% $10,000 and upYour amount 1.25% Rate checked
More details - Truliant Federal Credit UnionAccelerate Money MarketAccelerate Money Market · $2,500 min · 1.00%–3.45% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500. Tiered rate structure. A $10 monthly fee applies if average monthly balance falls below $2,500. Not available on Business or IRA accounts.
Offer: $10 monthly fee if average monthly balance falls below $2,500.
1.00% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Accelerate Money Market Balance APY Any balance 1.00% $2,500 and upYour amount 1.00% $25,000 and up 2.60% $50,000 and up 2.80% $75,000 and up 3.00% $100,000 and up 3.20% $250,000 and up 3.45% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Celco Community Credit UnionShare Savings AccountSavings · $5 min · 0.15%–1.00% by balance
Credit union · 3 branches
0.85%APY$85 a year on $10,000Requirements
Product: Membership requires a minimum balance of $5.00 in a regular share account. Maximum of six preauthorized, automatic, or telephone transfers per month (with up to three by check, draft, or debit card). Dividends compounded and credited quarterly based on average daily balance.
0.15% interest rate
Rate by balance
Rate by balance for Share Savings Account Balance APY Any balance 0.15% $250 – $10,000Your amount 0.85% $10,000 – $50,000 0.90% $50,000 and up 1.00% Rate checked
More details - First Community BankCommunity Money MarketCommunity Money Market · $0 min · 0.75%–1.00% by balance
Bank · 4 branches
0.75%APY$75 a year on $10,0000.75% interest rate
Rate by balance
Rate by balance for Community Money Market Balance APY Any balance 0.75% $10,000 and upYour amount 0.75% $25,000 and up 0.75% $50,000 and up 0.75% $100,000 and up 1.00% $250,000 and up 1.00% $500,000 and up 1.00% $1,000,000 and up 1.00% Rate checked
More details - First Bank & Trust CompanyMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.11% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Open an account with $2,500. Pay no fees regardless of balance. Interest rates will be paid on the entire balance based on the applicable rate tier. Earn competitive interest on balances of $1,500 or greater.
Offer: Average daily balance range $1,500.00 - $2,499.99.
0.10% interest rate · No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $2,500 0.10% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $100,000 0.80% $100,000 – $500,000 1.00% $500,000 and up 1.11% Rate checked
More details - National Bank of BlacksburgMoney Market Deposit AccountMoney Market Deposit Account · $1,000 min · 0.30%–1.71% by balance
Bank · 14 branches
0.72%APY$72 a year on $10,000Requirements
Product: A $10.00 monthly service charge applies if the balance falls below $2,500.00 on any day of the statement cycle. Variable rate account.
Offer: Waynesboro, Staunton, Lynchburg, and Roanoke Office deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month.
0.30% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $10,000 0.30% $10,000 – $25,000Your amount 0.72% $25,000 – $50,000 0.84% $50,000 – $100,000 1.06% $100,000 and up 1.71% Rate checked
More details - First Community BankCommunity SavingsSavings · $10,000 min · 0.60%–1.51% by balance
Bank · 4 branches
0.60%APY$60 a year on $10,000Requirements
Product: Interest is compounded and credited quarterly. Standard $12 quarterly maintenance fee waived with a $100 minimum daily balance. Limited to 6 transfers/withdrawals per statement cycle.
0.60% interest rate · Effective Sep 17, 2025
Rate by balance
Rate by balance for Community Savings Balance APY $10,000 and upYour amount 0.60% $25,000 and up 0.75% $50,000 and up 1.51% $100,000 and up 1.51% $250,000 and up 1.51% $500,000 and up 1.51% $1,000,000 and up 1.51% Rate checked
More details - Virginia Credit UnionRegular SavingsSavings · $100 min · 0.05%–0.40% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Must be a credit union member. $0 monthly fees for account service or maintenance. Free debit card, nationwide ATM access, online banking with eStatements, and mobile banking. $3 fee for each withdrawal in excess of two per month.
Offer: Dividend earnings are compounded quarterly. APY may change after account is opened. Fees may reduce earnings on your accounts. No minimum balance to earn APY for members under age 23.
0.05% interest rate · Compounded quarterly · No monthly fee
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $500 0.05% $500 and upYour amount 0.40% Rate checked
More details - National Bank of BlacksburgMoney Market Deposit AccountMoney Market Deposit Account · $1,000 min · 0.15%–0.92% by balance
Bank · 14 branches
0.30%APY$30 a year on $10,000Requirements
Product: A $10.00 monthly service charge applies if the balance falls below $2,500.00 on any day of the statement cycle. Variable rate account.
Offer: Standard deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month.
0.15% interest rate · $10 monthly fee · Effective Sep 10, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.70% $100,000 and up 0.92% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Free with eStatements. Interest compounded quarterly.
Offer: All balances.
0.25% interest rate · Compounded quarterly · Effective May 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Blacksburg, VA metro
41 accounts at 14 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.00%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.10%
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Blacksburg, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Virginia Credit UnionCredit union · 3 branches