Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Birmingham, AL metro
- Birmingham City Credit UnionMembership Share Savings AccountSavings · $25 min · 0.00%–0.70% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Membership is open to city employees and their immediate family members (spouse, dependent children, grandchildren) who are not eligible for the city's Fire or Police Credit Union. Requires a $25.00 deposit to open. One withdrawal per month allowed.
Rate by balance
Rate by balance for Membership Share Savings Account Balance APY Up to $100 0.00% $100 – $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 – $75,000 0.50% $75,000 – $10,000,000 0.70% Rate checked
More details - 0.40%APY$40 a year on $10,000
0.40% interest rate · Effective Mar 1, 2026
Rate checked
More details - Legacy Credit UnionShare Savings AccountSavings · $100 min · 0.10%–0.50% by balance
Credit union · 10 branches
0.30%APY$30 a year on $10,000Requirements
Product: Must be a member of Legacy Community Federal Credit Union (open to those who live, work, worship, or attend school in Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, Coosa, Cullman, Talladega, or Bibb counties). Requires a $5 initial membership deposit maintained through the life of membership.
No monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $2,500 0.10% $2,500 – $40,000Your amount 0.30% $40,000 – $100,000 0.40% $100,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Establishes AmFirst credit union membership ($5.00 share purchase required to open). $5.00 par value fee if daily balance falls below $5.00 minimum. Dividends compounded and credited quarterly on average daily balances over $100.
Offer: Dividends compounded and credited quarterly. Minimum balance to open is $5.00 share purchase.
Effective Sep 18, 2026
Rate by balance
Rate by balance for Savings (Share Account) Balance APY $100 – $9,999 0.25% $10,000 – $39,999Your amount 0.30% $40,000 – $74,999 0.40% $75,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A minimum balance of $1,000.00 is required.
Effective Jan 20, 2023
Rate by balance
Rate by balance for Ready Guard Accounts Balance APY Up to $1,000 0.00% $1,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100. $10 membership fee upon opening. Minimum $15 balance requirement. Limited to 3 teller withdrawals and 3 ATM withdrawals per month.
0.25% interest rate · No monthly fee
Rate checked
More details - Hope Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–2.28% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: $1,000 initial deposit and minimum balance. $9.95 monthly fee, waived with $1,000 minimum balance. Six withdrawals per month. Variable-rate account; rates may change after account is opened. Rates as of 10/1/26 and subject to change.
Offer: Non-Jumbo tier. Minimum opening deposit $1,000. $9.95 monthly fee waived with $1,000 minimum balance. Variable-rate account; rates may change after the account is opened. Rates as of 10/1/26 and subject to change.
0.25% interest rate · $9.95 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.25% $100,000 – $500,000 2.28% $500,000 and up 2.28% Rate checked
More details - Hope Credit UnionTransformational DepositsTransformational Deposits · $1,000 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened.
Offer: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened. Transformational Deposits Non-Jumbo and Jumbo.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000intro rate
Requirements
Product: Rates subject to change without notice after account is opened.
Offer: APY based on $0.75 minimum balance assumption.
Promotional rate · 0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Links to Noble Cash Back Checking. Automatic transfers of Noble Interest earnings.
Offer: If qualifications are met on Noble Cash Back Checking during monthly qualification cycle (at least 12 debit card purchases post and settle, and at least 1 direct deposit or ACH payment transaction post and settle). Free eStatements ($3.00 for paper statement).
Qualified rate · No monthly fee · Effective Mar 1, 2022
Rate by balance
Rate by balance for Noble Cash Back Savings Balance APY Up to $15,000Your amount 0.25% $15,000 and up 0.10% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Links to Noble Interest Checking. Automatic transfers of Noble Interest earnings.
Offer: If qualifications are met on Noble Interest Checking during monthly qualification cycle (at least 12 debit card purchases post and settle, and at least 1 direct deposit or ACH payment transaction post and settle). Free eStatements ($3.00 for paper statement).
Qualified rate · No monthly fee · Effective Mar 1, 2022
Rate by balance
Rate by balance for Noble Interest Savings Balance APY Up to $15,000Your amount 0.25% $15,000 and up 0.10% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Allows separating funds from regular share savings account for specific purposes.
Offer: Quarterly Dividend Compounded
0.25% interest rate · Effective Mar 31, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishing membership with Alabama Credit Union. Electronic or automatic withdrawals and transfers are limited to six per month. Dividends calculated on daily balances, credited and compounded quarterly.
Offer: Quarterly Dividend Compounded
0.25% interest rate · Compounded quarterly · Effective Mar 31, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Birmingham, AL metro
121 accounts at 40 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.25%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.35%
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Birmingham, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ASE Credit UnionCredit union · 1 branch
- AOD Federal Credit UnionCredit union · 1 branch
- AmFirstCredit union · 17 branches