Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Billings, MT metro
- 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must link account to one of the Kasasa checking options.
Offer: No monthly service fees and no minimum balance. Requires linking to Kasasa Cash Checking.
Qualified rate · 0.50% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
- 0.15%APY$15 a year on $10,000
Requirements
Offer: $5 minimum, $25 to earn dividend
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - Billings Federal Credit UnionShare SavingsSavings · $25 min · 0.00%–0.10% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Opens the door to membership. Single service accounts under $300 may be subject to fees.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $24 0.00% Up to $100 0.05% $101 – $1,000 0.05% $1,001 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - Rimrock Credit UnionSecondary Share SavingsSavings · $0 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Daily balance $0 - $24.99
0.00% interest rate
Rate by balance
Rate by balance for Secondary Share Savings Balance APY Up to $25 0.00% Up to $2,000 0.10% Over $2,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required based on eligibility. $1 required to open and maintain the account.
Offer: Earns dividends on average daily balance over $100 (or $100 or more). Dividends are compounded and paid monthly.
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance requirements apply to this account. Dividends compounded and credited monthly.
Offer: No minimum deposit or daily balance required to earn dividends. Dividends compounded and credited monthly.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Black Hills Federal Credit UnionRegular Share / Regular SavingsSavings · $5 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends compounded and credited monthly. Par value of a share required for membership is $5.00.
Offer: Minimum daily balance required to avoid a fee is $5.00. Minimum deposit required to open and earn dividends is $5.00.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with Valley Credit Union. Must maintain $25 minimum balance to enjoy member benefits.
Offer: Minimum balance $25 to earn dividends. Compounding monthly.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Billings, MT metro
45 accounts at 12 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.35%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Billings, MT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altana Federal Credit UnionCredit union · 7 branches
- Billings Federal Credit UnionCredit union · 4 branches
- Mountain America Credit UnionCredit union · 1 branch