Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Bellingham, WA metro
- North Coast Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.00%–0.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends calculated daily and paid monthly.
Offer: Dividends calculated daily and paid monthly.
0.00% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $100 0.00% $100 – $50,000Your amount 0.50% $50,000 – $100,000 0.50% $100,000 – $250,000 0.50% $250,000 and up 0.50% Rate checked
More details - North Coast Credit UnionMoney Market CheckingMoney Market Checking · $0 min · 0.00%–0.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends calculated daily and paid monthly.
Offer: Dividends calculated daily and paid monthly.
0.00% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,499 0.00% $2,500 – $10,000 0.10% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.50% $100,000 and up 0.50% Rate checked
More details - WestEdge Credit UnionMoney MarketMoney Market · $2,500 min · 0.40%–0.70% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,0000.40% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 0.40% $25,000 – $50,000 0.60% $50,000 and up 0.70% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance.
No monthly fee · Effective Oct 7, 2026
Rate checked
More details - First Fed BankMadrona Money MarketMadrona Money Market · $10,000 min · 0.25%–3.35% by balance
Bank · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Rates may change after account is opened. $15 early closing fee if closed within 90 days. No monthly maintenance fee.
Offer: Minimum balance to earn APY is $1. Compounded daily.
0.25% interest rate · Compounded daily · Effective Oct 19, 2026
Rate by balance
Rate by balance for Madrona Money Market Balance APY Up to $100,000Your amount 0.25% $100,000 – $250,000 3.30% $250,000 and up 3.35% Rate checked
More details - Peoples BankPersonal Money MarketPersonal Money Market · $50 min · 0.20%–2.20% by balance
Bank · 9 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum daily balance of $10,000 to avoid $10 monthly service charge. Limited to 10 free withdrawals per month; excess withdrawal fee of $5 per withdrawal over limit up to $20/month. Variable tiered rates.
Offer: Rates variable and subject to change after opening. $50 minimum deposit to open. There is no minimum to earn interest. Fees could reduce earnings.
0.20% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 0.20% $25,000 – $99,999 0.70% $100,000 and up 2.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Standard core membership savings account that establishes credit union membership. No maintenance fees, no minimum balance requirements, and no qualifying conditions required.
Offer: $0 opening deposit in person, $10 minimum deposit if opened online. No monthly maintenance fees or minimum balance requirements.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Washington Trust BankPreferred Money MarketPreferred Money Market · $500 min · 0.15%–0.75% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rates. Monthly service charge of $10 waived if the $3,000 average ledger balance requirement is met. Rate may change after account is opened. Eligible to receive single wallet style WTB Custom checks when ordered with bulk shipping at no cost.
Offer: Monthly service charge of $10 waived if $3,000 average ledger balance is maintained.
0.15% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Preferred Money Market Balance APY $1 and up 0.15% $5,000 and up 0.15% $10,000 and upYour amount 0.20% $15,000 and up 0.20% $25,000 and up 0.25% $50,000 and up 0.35% $100,000 and up 0.75% $500,000 and up 0.75% $1,000,000 and up 0.75% Rate checked
More details - Washington Trust BankSignature Money MarketSignature Money Market · $10,000 min · 0.15%–2.02% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rates. Monthly service charge of $15 waived if the $20,000 average ledger balance requirement is met. Rate may change after account is opened. Eligible to receive single wallet style WTB Custom checks when ordered with bulk shipping at no cost.
Offer: Monthly service charge of $15 waived if $20,000 average ledger balance is maintained.
0.15% interest rate · $15 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Signature Money Market Balance APY $1 and up 0.15% $10,000 and upYour amount 0.20% $20,000 and up 0.25% $50,000 and up 0.35% $100,000 and up 0.75% $500,000 and up 2.02% $1,000,000 and up 2.02% $3,000,000 and up 2.02% $5,000,000 and up 2.02% Rate checked
More details - 0.15%APY$15 a year on $10,000
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly maintenance fees. No minimum balance requirement to earn APY. Dividends compounded and credited quarterly using average daily balance method. Minimum opening balance $1 (waived in branch).
0.10% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - First Fed BankSpruce Money MarketSpruce Money Market · $10,000 min · 0.01%–0.30% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Rates may change after account is opened. $15 early closing fee if closed within 90 days.
Offer: Minimum deposit to earn APY is $1. Compounded daily.
0.01% interest rate · Compounded daily · Effective Oct 19, 2026
Rate by balance
Rate by balance for Spruce Money Market Balance APY Up to $10,000 0.01% $10,000 – $100,000Your amountMinimum deposit to earn APY is $10,000.00. 0.10% $100,000 – $250,000Minimum deposit to earn APY is $100,000.00. 0.15% $250,000 – $499,999Minimum deposit to earn APY is $250,000.00. 0.20% $500,000 and upMinimum deposit to earn APY is $500,000.00. 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bellingham, WA metro
67 accounts at 19 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Bellingham, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- WECUCredit union · 9 branches
- First Fed BankBank · 3 branches
- WestEdge Credit UnionCredit union · 1 branch