Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Baltimore, MD metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Monthly maintenance fee of $7 is waived unless daily balance falls below $2,500 in a statement cycle. An activity fee of $15 applies for each debit transaction in excess of six per statement cycle.
Offer: Tier for balances below $2,500; minimum balance required to earn APY is $0.01. Monthly maintenance fee of $7 waived unless daily balance falls below $2,500.
0.05% interest rate · $7 monthly fee · Effective Oct 5, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 51 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly maintenance fee unless daily balance falls below $100; then $3. An activity fee of $10 will be charged for each debit transaction in excess of 6 during a statement cycle. Interest calculated daily and credited monthly. Monthly statements.
Offer: No monthly maintenance fee unless daily balance falls below $100; then $3. Minimum balance required to earn APY is $100.
0.05% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate checked
More details - APL Federal Credit UnionRegular SavingsSavings · $50 min · 0.05%–1.00% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Requires a $50 minimum balance to maintain membership, open, and earn dividends. No monthly service or maintenance fees, and no minimum balance requirements beyond membership/dividend threshold. Open to anyone living, working, attending school, or regularly conducting business in Howard County, MD, or family members of current members.
Offer: Tiered rate on balances up to $2,500. Requires $50 minimum balance to earn dividends. Members with more than $2,500 earn a blended APY based on average daily balance.
No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $2,500 1.00% Over $2,500Your amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: May only be opened in conjunction with a CashBack Checking or RewardChecking product. Higher interest rates and yields are earned when checking qualifications are met during the monthly cycle.
Offer: Earned on all balances when checking qualifications are not met in the cycle. No monthly fees. Rate subject to change following account opening.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - Arundel BankMoney Market CheckingMoney Market Checking · $1,000 min · 0.05%–0.75% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Designed for higher balances. Offers competitive interest rates based on account balance. Interest is compounded daily and credited monthly. Debit card with surcharge-free access to 5,000+ ATMs nationwide. Unlimited online bill payments, debit card transactions and electronic transfers. $5 monthly service charge if balance falls below $1,000.
Offer: Tier 1 balance tier. $5 monthly service charge if balance falls below $1,000.
Compounded daily · $5 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY $1,000 – $20,000Your amount 0.05% $20,000 – $50,000Tier 2 balance tier. 0.10% $50,000 – $250,000Tier 3 balance tier. 0.25% $250,000 – $500,000Tier 4 balance tier. 0.40% $500,000 and upTier 5 balance tier. 0.75% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Monthly service fee is $5, waived if account maintains an average daily balance per statement cycle of $50. $50 minimum average daily balance required per statement cycle to earn interest.
0.05% interest rate · $5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable interest rate; interest rate may change at any time after account opening. A penalty may be imposed for early withdrawal, and fees could reduce earnings on the account.
0.05% interest rate · Effective Oct 4, 2026
Rate checked
More details - USAA Federal Savings BankUSAA Performance First SavingsSavings · $1,000 min · 0.05%–0.50% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Available to eligible USAA members. Enrolling in the Relationship Rates Program and linking an eligible USAA Classic Checking account may qualify the account for higher rates. No monthly service fees.
Offer: Standard rate (not enrolled in Relationship Rates) or Base Relationship Rate.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for USAA Performance First Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000Premium Relationship Rate: requires linking eligible USAA Classic Checking account and making at least 5 qualifying transactions each month. 0.25% $50,000 – $100,000 0.07% $100,000 – $250,000 0.10% $250,000 – $500,000 0.10% $500,000 – $1,000,000 0.50% $1,000,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Rates valid through 2026-08-31.
Offer: Rate applies to daily balance of at least $1,000.
Promotional rate · 0.05% interest rate
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Avoid a $5 monthly service charge with a $250 minimum daily balance. Minimum balance requirement waived for customers under 18.
Offer: Avoid $5 monthly service fee with a $250 minimum daily balance. Minimum balance waived for customers under 18.
0.05% interest rate · $5 monthly fee · Effective Jun 7, 2023
Rate by balance
Rate by balance for Basic Savings Account Balance APY Up to $100,000Your amount 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable interest rate. Interest is compounded daily and credited monthly. Maximum of 6 transfers per month.
Offer: $5 monthly service charge if balance falls below $50.
Compounded daily · $5 monthly fee · Effective Oct 21, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Baltimore, MD metro
143 accounts at 53 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.62%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Baltimore, MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 15 branches
- Freedom Federal Credit UnionCredit union · 8 branches