Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Baltimore, MD metro
- Orrstown BankPreferred Money Market AccountPreferred Money Market Account · $0 min · 0.01%–1.66% by balance
Bank · 7 branches
0.25%APY$25 a year on $10,000Requirements
Product: Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. See fee schedule for details. Minimum balance based on average daily balance. Certain features require enrollment and your account in good standing; fees may apply. Please see your account terms and conditions. Monthly maintenance fee may be avoided by maintaining the minimum balance requirement.
Effective Sep 21, 2026
Rate by balance
Rate by balance for Preferred Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.25% $15,000 – $35,000 0.30% $35,000 – $100,000 0.45% $100,000 – $300,000 1.21% $300,000 – $1,000,000 1.51% $1,000,000 and up 1.66% Rate checked
More details - Orrstown BankPersonal Money Market AccountPersonal Money Market Account · $50 min · 0.01%–1.66% by balance
Bank · 7 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum account balance to earn APY is $50. Accounts below $2,500 earn 0.01% APY.
Offer: Minimum account balance to earn APY is $50. Accounts below $2,500 earn 0.01% APY.
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.25% $15,000 – $35,000 0.30% $35,000 – $100,000 0.45% $100,000 – $300,000 1.21% $300,000 – $1,000,000 1.51% $1,000,000 and up 1.66% Rate checked
More details - Destinations Credit UnionPREFERRED SavingsSavings · $15 min · 0.10%–0.25% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Exclusively offered to PREFERRED Rewards Checking members. All PREFERRED Rewards Checking qualifications must be met. Variable dividends. No monthly maintenance fee. Free online banking, mobile banking, and eStatements. $15 deposit to open.
Offer: Available only with PREFERRED Rewards Checking. Balance up to $10,000.
Qualified rate · 0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for PREFERRED Savings Balance APY Up to $10,000Your amount 0.25% Over $10,000Blended APY ranges from 0.10% to 0.15%. Stated dividend rate is 0.10%. 0.10%* Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum opening balance of $2,500. $20 monthly fee if monthly balance falls below $2,500.
Offer: Monthly balance of $2,500 to avoid $20 fee.
0.25% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.25% $500,000 – $1,000,000 2.10% $1,000,000 – $1,500,000 3.10% $1,500,000 and up 3.60% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Offers deposit accounts to residents in the Maryland communities served by Rosedale Bank branches.
0.25% interest rate · No monthly fee
Rate checked
More details - MECU Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.00%–0.40% by balance
Credit union · 9 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum balance in order to earn stated APY. Fees could reduce earnings on the account. Rate may change after the account is opened. Federally insured by NCUA.
Offer: Minimum balance in order to earn stated APY. Rate may change after the account is opened. Fees could reduce earnings.
Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 0.00% $500 – $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $75,000 0.30% $75,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - LM Federal Credit UnionShare (Savings) Account (Primary & Secondary)Savings · $100 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are paid quarterly on daily balances of $100 or greater. Maintain a $300 balance to avoid excess withdrawal fees. Up to 6 preauthorized, automatic, or telephone transfers permitted per month. Secondary share accounts are available to segregate funds.
Offer: Dividends compounded and credited quarterly based on daily balance. Minimum balance to avoid monthly service fee is $25.00.
0.25% interest rate · Effective Sep 4, 2026
Rate checked
More details - LM Federal Credit UnionShare (Savings) Account (Primary & Secondary)Savings · $100 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are paid quarterly on daily balances of $100 or greater. Maintain a $300 balance to avoid excess withdrawal fees. Up to 6 preauthorized, automatic, or telephone transfers permitted per month. Secondary share accounts are available to segregate funds.
Effective Oct 3, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Minimum balance of $100.00 to avoid a monthly service charge. Variable rate subject to change.
0.25% interest rate · Effective Oct 2, 2026
Rate checked
More details - Harford BankCommunity Money Market AccountCommunity Money Market Account · $100 min · 0.20%–3.60% by balance
Bank · 7 branches
0.25%APY$25 a year on $10,000Requirements
Product: Variable rate account; rates and yields are subject to change without notice after account opening. Fees may reduce earnings.
0.20% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Community Money Market Account Balance APY Up to $9,999 0.20% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.40% $50,000 – $99,999 0.75% $100,000 – $249,999 1.00% $250,000 – $499,999 1.25% $500,000 – $999,999 1.30% $1,000,000 – $4,999,999 2.00% $5,000,000 and up 3.60% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - Destinations Credit UnionHigh YieldHigh Yield · $2,500 min · 0.15%–0.20% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Variable dividend rate. Calculated daily, compounded monthly and paid monthly. Minimum required daily balance is $2,500.00; failing to maintain $2,500.00 is subject to closing the High Yield Account and transferring remaining funds to a Savings Share.
Offer: Daily balance tier $2,500 - $9,999.99. Rate may change monthly based on determination of Credit Union Board of Directors.
0.15% interest rate · Compounded monthly
Rate by balance
Rate by balance for High Yield Balance APY $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 and up 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Straightforward interest-bearing savings account for everyday needs, future goals, and unexpected expenses.
Offer: Variable interest rate. Maintain a $250 average statement balance to avoid the $5 monthly maintenance fee. Enrollment in e-Statements required to avoid a $2 monthly paper statement fee. No minimum balance requirement or statement fee when primary account owner is under age 18.
$5 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Designed to build savings alongside Momentum Checking. Must maintain a Momentum Checking Account unless primary account owner is under age 18.
Offer: Variable interest rate. No monthly service fee for the first year; maintain a $100 average statement balance after the first year to avoid a monthly service fee. Enrollment in e-Statements is required to avoid a $2 monthly paper statement fee. Must maintain a Momentum Checking account unless primary owner is under 18.
Qualified rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Baltimore, MD metro
143 accounts at 53 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.62%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Baltimore, MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 15 branches
- Freedom Federal Credit UnionCredit union · 8 branches