Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Baltimore, MD metro
- 1.50%APY$150 a year on $10,000
Requirements
Product: Requires $10,000 minimum balance to open and earn dividends. Dividends calculated daily, compounded and paid monthly on balances of $10,000 or more. Variable rate interest – may change daily. Six withdrawals per month – three by check and three by other means. Withdrawals or transfers made in person or by mail and loan payment transfers using Digital Banking or Telephone Banking to APL FCU loans are not subject to this limitation Free copies of cleared Money Market check upon request
Offer: Dividends calculated daily, compounded and paid monthly on balances of $10,000 or more. Variable rate.
Effective Oct 22, 2026
Rate checked
More details - Self Reliance Financial Federal Credit UnionMoney MarketMoney Market · $1,000 min
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. If the account balance falls below the minimum balance requirement ($1,000), the advertised APY will not be earned. No monthly maintenance fee.
Offer: A minimum balance of $1,000 is required to open and earn the advertised APY. Dividends compounded daily and credited monthly. Rates variable.
1.30% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Self Reliance Financial Federal Credit UnionPremium Money MarketPremium Money Market · $5,000 min
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. A minimum balance of $5,000 is required to open a Premium Money Market Account and earn the applicable advertised APY; if balance falls below the requirement, advertised APY is not earned.
Offer: Table lists minimum balance of $1,000; disclosure specifies $5,000 minimum balance required to open and earn advertised APY. Dividends compounded daily, credited monthly. Rates variable.
1.30% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Educational Systems Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.55% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Up to six pre-authorized, automatic or electronic transfers may be made to another Credit Union account in any month, with up to three of these balance transfers made by check. No ATM access.
Offer: Tier One. Dividends are compounded and credited monthly based on Average Daily Balance (ADB).
1.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 1.00% $20,000 and upTier Two. 1.15% $100,000 and upTier Three. 1.55% Rate checked
More details - First Eagle Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.00%–1.31% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Write up to 3 checks per month directly from account; up to 6 withdrawals monthly. Earn rates on balances of $2,500+.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $20,000Your amount 1.00% $20,000 – $50,000Split Rate 1.16% $50,000 and upSplit Rate 1.31% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: May only be opened in conjunction with a CashBack Checking or RewardChecking product. Higher interest rates and yields are earned when checking qualifications are met during the monthly cycle.
Offer: Earned for balances up to $20,000 when checking qualifications are met during the monthly cycle. No monthly fees. Rate subject to change following account opening.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - Market USA Federal Credit UnionMoney MarketMoney Market · $0 min · 0.05%–1.25% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded daily and credited monthly. Average daily balance method used. If applicant is under 18 years old, a parent or guardian who is 18 or older must be a joint owner. Deposits insured up to $250,000 by NCUA. No maturity date or term requirements.
Compounded daily · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.05% $2,000 – $10,000 0.75% $10,000 – $20,000Your amount 1.00% $20,000 – $50,000 1.10% $50,000 – $100,000 1.15% $100,000 and up 1.25% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Minimum opening deposit of $25. $10 monthly service charge is waived with a $1,000 minimum daily balance, which is also required to earn interest.
Offer: Applies to all balances. Requires a $1,000 minimum daily balance to earn interest and avoid the $10 monthly service charge.
$10 monthly fee · Effective Jun 7, 2023
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 11 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Establishes credit union membership. Free eStatements and digital banking.
0.85% interest rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - LM Federal Credit UnionMoney Market SharesMoney Market Shares · $100 min · 0.00%–0.95% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Requires a minimum balance of $2,500.00 to open and avoid a monthly service fee. Dividends are paid monthly on daily balances of $100.00 or greater. Limited to 6 preauthorized, automatic, or telephone transfers per month. Up to 3 checks per month.
Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Shares Balance APY $100 and up 0.00% $2,500 and upDaily balance method, compounded and credited monthly. 0.85% $10,000 and upYour amount 0.85% $25,000 and up 0.85% $50,000 and upMinimum balance to avoid a monthly service fee of $10.00 is $2,500.00. Daily balance method, compounded and credited monthly. 0.95% $100,000 and up 0.95% Rate checked
More details - LM Federal Credit UnionMoney Market SharesMoney Market Shares · $2,500 min · 0.00%–0.95% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Requires a minimum balance of $2,500.00 to open and avoid a monthly service fee. Dividends are paid monthly on daily balances of $100.00 or greater. Limited to 6 preauthorized, automatic, or telephone transfers per month. Up to 3 checks per month.
Offer: Minimum balance to avoid a monthly service fee of $10.00 is $2,500.00. Daily balance method, compounded and credited monthly.
0.00% interest rate · $10 monthly fee · Effective Sep 4, 2026
Rate by balance
Rate by balance for Money Market Shares Balance APY $100 and up 0.00% $2,500 and up 0.85% $10,000 and upYour amount 0.85% $25,000 and up 0.85% $50,000 and up 0.95% $100,000 and up 0.95% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 11 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Baltimore, MD metro
143 accounts at 53 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.62%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Baltimore, MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 15 branches
- Freedom Federal Credit UnionCredit union · 8 branches