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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 31–45 results in Bakersfield, CA metro

  1. Valley Strong Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.15%–0.80% by balance

    Credit union · 16 branches

    0.25%APY$25 a year on $10,000
  2. Top Carrot, Carrot Score 92
    Firefighters First Credit UnionRegular Share AccountSavings · $5 min

    Credit union · 1 branch

    0.25%APY$25 a year on $10,000
  3. Top Carrot, Carrot Score 87
    Golden 1 Credit UnionAdditional Savings AccountSavings · $0 min

    Credit union · 1 branch

    0.20%APY$20 a year on $10,000
  4. Top Carrot, Carrot Score 87
    Golden 1 Credit UnionRegular Savings AccountSavings · $0 min

    Credit union · 1 branch

    0.20%APY$20 a year on $10,000
  5. Top Carrot, Carrot Score 89
    CitiCiti SavingsSavings · $0 min

    Bank · 2 branches

    0.12%APY$12 a year on $10,000with conditions
  6. Strata Credit UnionMoney MarketMoney Market · $2,500 min · 0.00%–0.25% by balance

    Credit union · 4 branches

    0.10%APY$10 a year on $10,000
  7. Top Carrot, Carrot Score 87
    Golden 1 Credit UnionGrowth Savings AccountSavings · $0 min · 0.10%–4.00% by balance

    Credit union · 1 branch

    0.10%APY$10 a year on $10,000
  8. Top Carrot, Carrot Score 93
    Desert Valleys Federal Credit UnionPrimary ShareSavings · $5 min

    Credit union · 1 branch

    0.10%APY$10 a year on $10,000
  9. Top Carrot, Carrot Score 93
    Desert Valleys Federal Credit UnionU-Name-It SavingsSavings

    Credit union · 1 branch

    0.10%APY$10 a year on $10,000
  10. Espeeco Federal Credit UnionRegular SharesSavings · $250 min

    Credit union · 1 branch

    0.10%APY$10 a year on $10,000
  11. Top Carrot, Carrot Score 89
    CitiCiti SavingsSavings · $0 min

    Bank · 2 branches

    0.09%APY$9 a year on $10,000with conditions
  12. Top Carrot, Carrot Score 89
    CitiCiti SavingsSavings · $0 min

    Bank · 2 branches

    0.06%APY$6 a year on $10,000with conditions
  13. U.S. BankU.S. Bank Smartly SavingsSavings · $25 min

    Bank · 7 branches

    0.05%APY$5 a year on $10,000with conditions
  14. U.S. BankBank Smartly SavingsSavings · $25 min

    Bank · 7 branches

    0.05%APY$5 a year on $10,000with conditions
  15. Safe 1 Credit UnionShare SavingsSavings · $50 min

    Credit union · 8 branches

    0.05%APY$5 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Bakersfield, CA metro

65 accounts at 21 banks and credit unions · checked Oct 6–22

Typical
0.20%
Top 10% from
2.03%
Banks, typical
0.05%
Credit unions, typical
0.25%

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Bakersfield, CA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Desert Valleys Federal Credit UnionCredit union · 1 branch
  2. Firefighters First Credit UnionCredit union · 1 branch
  3. Self-Help Federal Credit UnionCredit union · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate