Best high-yield savings rates

Requirements

Product: Interest rates for money market savings accounts may vary depending on your area.

Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.

Requirements

Product: To qualify for American Rewards rates and receive reimbursements on your ATM fees, you must perform the following during the monthly qualification cycle: 1) Have at least seven ACH debits and/or direct deposits post and settle and be enrolled and receive eStatement notice OR have at least 12 debit card purchases post and settle, have at least 1 direct deposit or automatic payment (ACH) post and settle, and be enrolled and receive eStatement notice

Offer: Qualifications not met

Requirements

Product: Avoid the $10 monthly service fee by maintaining a $500 minimum daily balance. Dividends compounded and paid monthly. Applies to average daily balances over $2,000.

Offer: Minimum to earn dividends is $2,000. Avoid the $10 monthly service fee by maintaining a $500 minimum daily balance.

Requirements

Product: Must maintain a minimum average daily balance of $100 to earn dividends and obtain the disclosed APY. No monthly service fees. 6 free withdrawals per month ($15 fee for excess withdrawals).

Offer: Minimum daily balance of $100 to earn dividends.

Requirements

Product: Required for VyStar membership. Open with as little as $5 with no monthly service fee. Dividends are calculated daily and compounded and credited monthly on balances of $50 or more.

Offer: Dividends earned on balances of $50 or more.

Requirements

Product: Dividends are calculated daily and compounded and credited monthly on balances of $50 or more.

Offer: Dividends earned on balances of $50 or more.

Requirements

Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.

Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.

Requirements

Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.

Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.

Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.

Requirements

Product: Foundational account for credit union membership. Up to 6 penalty-free withdrawals per month.

Offer: BCU covers the $1 minimum deposit requirement. No monthly maintenance fees. Up to 6 penalty-free withdrawals per month.

Requirements

Product: Previously known as Christmas Club and Vacation Club; designed to set aside funds for larger purchases with withdrawals permitted at any time.

Offer: Minimum balance to open is $0; minimum balance to earn dividends is $0.01. Dividends are paid on the last day of the month and compounded monthly.

Requirements

Product: Standard savings account required for Credit Union 1 membership. Members must maintain a minimum balance of $5 to maintain a share in CU1.

Offer: Minimum balance of $5 to open and to earn dividends. Dividends are paid on the last day of the month and compounded monthly.

Requirements

Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.

Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.