Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Arkansas City, KS metro
- Community National Bank & TrustPlatinum Savings AccountSavings · $5,000 min · 0.15%–1.91% by balance
Bank · 2 branches
1.91%APY$191 a year on $10,000Requirements
Product: Variable rate account; rate may change after account is opened. $2 monthly service charge waived by maintaining an average daily balance of $25 or more. Includes 6 free withdrawals per cycle ($1 fee per excess withdrawal) and 30 free deposited items per month ($0.25 fee per excess deposited item). Paper statement option has a $1.00 monthly service fee.
Offer: Applies to balances below $5,000. Interest paid quarterly. Variable rate.
0.15% interest rate · $2 monthly fee · Effective Jan 30, 2026
Rate by balance
Rate by balance for Platinum Savings Account Balance APY Up to $5,000 0.15% $5,000 – $25,000Your amount 1.91% $25,000 – $50,000 1.91% $50,000 – $100,000 1.91% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires primary ownership of a Union State Bank consumer checking account. Limit 1 account per individual taxpayer identification number. Closing fee of $25.00 if closed within 60 days of opening.
Offer: Tier 1 rate when qualifications are met (1 deposit, enrollment in e-statements, and maintaining a minimum $2,500.00 average daily balance during monthly statement cycle).
Qualified rate · 0.99% interest rate · No monthly fee
Rate by balance
Rate by balance for eVantage Save Balance APY Up to $50,000Your amount 1.00% $50,000 and up 0.05%* Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Quarterly service charge of $5.00 applies if the daily balance on any day of the quarter falls below $25.00 (quarterly service charge is $0 if balance remains above $25 all days of cycle). Minimum daily balance of $100.00 required to earn APY.
Offer: Minimum daily balance of $100 required to earn APY. $5 quarterly fee if balance falls below $25 on any day of the quarter.
0.50% interest rate · Effective Oct 2, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Minimum $5.00 to purchase your share of the Credit Union; interest earned on balances over $250.00; dividends paid quarterly; $5.00 fee if account is closed within 90 days of opening.
Offer: Interest earned on balances over $250.00; dividends paid quarterly; $5.00 fee if account is closed within 90 days of opening.
0.50% interest rate · No monthly fee · Effective Feb 5, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Mid American Credit UnionPayroll Plus Savings AccountSavings · $100 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Designed for members who work at a Mid American payroll group or who receive Social Security via direct deposit. Restricted access account with one free withdrawal monthly. Non-payroll deduction deposits up to $500 allowed during first 90 days. ATM access is not available and cannot be used for Overdraft Protection. $100 minimum balance required for dividends.
Offer: Quarterly dividend rates declared by Board of Directors for quarter ending September 2026; dividend for next quarter will be declared in December 2026. $100 minimum balance is required for dividends. Variable rate.
Rate by balance
Rate by balance for Payroll Plus Savings Account Balance APY $100 – $500 0.15% $500 and upYour amount$100 minimum balance required for dividends; 0.30% Rate checked
More details - Mid American Credit UnionPremiere Money MarketPremiere Money Market · $1,000 min · 0.20%–3.00% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Available to members with a checking account or to members who deposit a minimum of $25,000 in new money. Minimum balance to open is $1,000 for members with a checking account or $25,000 in new money. $10 monthly fee for balance less than $1,000. Dividends are calculated and paid monthly.
Offer: Available to members with a checking account (minimum opening deposit $1,000) or members who deposit a minimum of $25,000 in new money. $10 monthly fee for balance less than $1,000. Variable rate.
Qualified rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premiere Money Market Balance APY Up to $49,999Your amount 0.20% $50,000 – $199,999 2.00% $200,000 and up 3.00% Rate checked
More details - 0.13%APY$13 a year on $10,000
Requirements
Offer: Minimum average daily balance of $50.00 to avoid monthly service charge. Interest will be forfeited if funds are withdrawn before statement cutoff.
0.13% interest rate · Effective Sep 13, 2022
Rate checked
More details - Mid American Credit UnionRegular Money MarketRegular Money Market · $1,000 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance to open is $1,000. $10 monthly fee for balance less than $1,000. Dividends are calculated and paid monthly.
Offer: Variable rate. $10 monthly fee for balance less than $1,000.
$10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $9,999 0.05% $10,000 – $49,999Your amount 0.10% $50,000 – $99,999 0.15% $100,000 – $499,999 0.20% $500,000 – $999,999 0.25% $1,000,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: For customers 18 years of age and older. Variable rate; accrues on daily collected balance and is paid quarterly. 3 withdrawals permitted per interest-paying period; $2 per debit charged on excess withdrawals.
Offer: Minimum balance to obtain APY is $50.00. Accrues on daily collected balance and paid quarterly.
0.10% interest rate · Effective Sep 16, 2026
Rate checked
More details - Citizens Bank of KansasMoney Market (Tiered)Money Market (Tiered) · $500 min · 0.07%–0.55% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Fees incurred may reduce earnings. Rates are subject to change without notice.
Offer: Minimum balance to obtain APY is $500.00. Fees incurred may reduce earnings.
0.07% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market (Tiered) Balance APY $500 – $25,000Your amount 0.07% $25,000 – $75,000 0.20% $75,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $500,000 0.30% $500,000 – $1,000,000 0.35% $1,000,000 and up 0.55% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires primary ownership of a Union State Bank consumer checking account. Limit 1 account per individual taxpayer identification number. Closing fee of $25.00 if closed within 60 days of opening.
Offer: Base rate applied to all balances when monthly qualifications are not met.
Qualified rate · No monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Opening establishes membership in Mid American Credit Union. No monthly fee if balance stays above $100. Three free withdrawals per month ($0.75 each additional withdrawal). $100 minimum balance required for dividends.
Offer: Quarterly dividend rates declared for quarter ending September 2026; monthly dividend rates effective October 1, 2026. $100 minimum balance is required for dividends. Variable rate.
Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.
Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.
0.01% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Arkansas City, KS metro
15 accounts at 8 banks and credit unions · checked Oct 15–16
- Typical
- 0.20%
- Top 10% from
- 0.92%
- Banks, typical
- 0.22%
- Credit unions, typical
- 0.20%
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Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch