Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Albany, NY metro
- Community Resource Federal Credit UnionMember Share SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Primary savings account and foundation of credit union membership. No monthly service fees. Earn dividends on average daily balance of $100 or more.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Member Share Savings Balance APY Up to $100 0.00% $100 – $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum $25.00 average daily balance to earn dividends.
Offer: Minimum $25.00 average daily balance to earn dividends.
0.10% interest rate · Effective Feb 1, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum 0.01 (1 cent) average daily balance to earn dividends.
Offer: Minimum 0.01 (1 cent) average daily balance to earn dividends.
0.10% interest rate · Effective Feb 1, 2024
Rate checked
More details - First New York Federal Credit UnionPrimary Share Savings AccountSavings · $1 min
Credit union · 9 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance of $1 on Primary Share Savings only. Unlimited deposits and withdrawals. Monthly e-statements. Free access to My First New York online banking and mobile app. Access all First New York member products and services. Dividends compounded monthly. Rates set monthly. Fees may reduce earnings.
Offer: Minimum balance of $1 on Primary Share Savings. Dividends compounded monthly. Rates set monthly. Fees may reduce earnings.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance. No monthly service fees. Unlimited deposits and withdrawals. Monthly e-statements. Free access to First New York online banking and mobile app. Dividends compounded monthly. Rates set monthly. Fees may reduce earnings.
Offer: No minimum balance. Dividends compounded monthly. Rates set monthly. Fees may reduce earnings.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - First New York Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–0.20% by balance
Credit union · 9 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividends are compounded monthly. No minimum to open. $2,500 minimum balance must be maintained to earn dividends. Rates subject to change. Fees may reduce earnings on this account.
Offer: Dividends are compounded monthly. $2,500 minimum balance must be maintained to earn dividends.
0.10% interest rate · Compounded monthly · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - Hudson River Community Credit UnionUniversal Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Save for any purpose with the Universal Savings account. Best for everyone 15 and older. Rate and APY are variable.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Universal Savings Account Balance APY Up to $500 0.00% $500 – $5,000 0.00% $5,000 and upYour amount 0.05% Rate checked
More details - Hudson River Community Credit UnionPrime Savings AccountSavings · $1 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Best for everyone 15 and older. Tiered interest rates reward higher balances with no monthly fees. Interest is credited monthly.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Prime Savings Account Balance APY Up to $500 0.00% $500 – $5,000 0.00% $5,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum of $25.00 deposit to open. A service charge of $4.00 will be imposed every statement period if the average daily balance falls below $250.00. APY is variable.
Offer: Service charge of $4.00 imposed every statement period if average daily balance falls below $250.00. APY is variable.
0.05% interest rate · $4 monthly fee · Effective Oct 16, 2026
Rate checked
More details - Advantage Financial Federal Credit UnionShare SavingsSavings · $5 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Your share of ownership in Advantage Financial. Must meet membership eligibility requirements. $5 minimum balance required for membership. Dividends calculated based on average daily balance and compounded monthly.
Offer: Min. Daily Avg. Balance Less than $100.00. No monthly service charges.
0.00% interest rate · Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% Over $100Your amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Compounded quarterly. $100 daily balance required to avoid $1 per quarter fee.
0.05% interest rate · Compounded quarterly · Effective Sep 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Compounded monthly. $50 daily balance required to avoid $1 monthly fee.
0.05% interest rate · Compounded monthly · $1 monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: MMDA rate reverts to NOW rate when average balance falls below minimum.
Offer: MMDA rate reverts to NOW rate when average balance falls below minimum. Compounded monthly.
0.05% interest rate · Compounded monthly · Effective Sep 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Tiered interest rate. Available in passbook, paper statement, or electronic format. Monthly fee waived with a minimum balance requirement (fee amount not stated).
Offer: Minimum balance to obtain APY $1-$24,999. Fees may reduce earnings.
0.05% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for More Yield Savings Balance APY Up to $24,999Your amount 0.05% $25,000 – $49,999 0.11% $50,000 – $99,999 0.11% $100,000 – $499,999 0.11% $500,000 and up 0.11% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Albany, NY metro
73 accounts at 30 banks and credit unions · checked Oct 5–22
- Typical
- 0.05%
- Top 10% from
- 1.00%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Albany, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Sunmark Credit UnionCredit union · 14 branches
- TCT FCUCredit union · 2 branches
- Navy Federal Credit UnionCredit union · 1 branch