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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Albany, NY metro

Showing 1–25 of 25 scored

  1. Top Carrot, Carrot Score 89
    Sunmark Credit UnionCDs 84 · Savings 84 · Auto 94 · Cards 66

    Credit union · 14 branches

    89Carrot Score#1 in Albany, NY metro
  2. Top Carrot, Carrot Score 89
    TCT FCUCDs 65 · Savings 68 · Auto 87 · Cards 89

    Credit union · 2 branches

    89Carrot Score#2 in Albany, NY metro
  3. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionCDs 88 · Savings 86 · Auto 88 · Cards 81

    Credit union · 1 branch

    88Carrot Score#3 in Albany, NY metro
  4. Top Carrot, Carrot Score 88
    NextStep Federal Credit UnionCDs 84 · Savings 80 · Auto 93

    Credit union · 2 branches

    88Carrot Score#4 in Albany, NY metro
  5. Top Carrot, Carrot Score 88
    First New York Federal Credit UnionCDs 89 · Savings 65 · Auto 87

    Credit union · 9 branches

    88Carrot Score#5 in Albany, NY metro
  6. Top Carrot, Carrot Score 87
    Broadview Federal Credit UnionSavings 84 · Auto 93 · Cards 75

    Credit union · 46 branches

    87Carrot Score#6 in Albany, NY metro
  7. Hudson River Community Credit UnionCDs 68 · Savings 83 · Auto 80 · Cards 89

    Credit union · 2 branches

    86Carrot Score#7 in Albany, NY metro
  8. Heritage Family Credit UnionCDs 67 · Savings 88 · Auto 79 · Cards 82

    Credit union · 1 branch

    83Carrot Score#8 in Albany, NY metro
  9. Advantage Financial Federal Credit UnionCDs 65 · Savings 63 · Auto 89 · Cards 75

    Credit union · 1 branch

    81Carrot Score#9 in Albany, NY metro
  10. Community Resource Federal Credit UnionCDs 82 · Savings 83 · Auto 76

    Credit union · 2 branches

    80Carrot Score#10 in Albany, NY metro
  11. Stewart's Federal Credit UnionCDs 68 · Savings 89

    Credit union · 1 branch

    75Carrot Score#11 in Albany, NY metro
  12. PioneerCDs 69 · Savings 87

    Bank · 18 branches

    73Carrot Score#12 in Albany, NY metro
  13. 1st National Bank of ScotiaSavings 82 · Auto 71

    Bank · 10 branches

    68Carrot Score#13 in Albany, NY metro
  14. NY Bravest Federal Credit UnionSavings 86 · Cards 64

    Credit union · 1 branch

    66Carrot Score#14 in Albany, NY metro
  15. FASNY FCUCDs 76 · Savings 66 · Auto 60

    Credit union · 1 branch

    65Carrot Score#15 in Albany, NY metro
  16. Bank of AmericaCDs 74 · Savings 60 · Auto 66

    Bank · 11 branches

    65Carrot Score#16 in Albany, NY metro
  17. Directors Choice Credit UnionCDs 67 · Savings 64 · Auto 71

    Credit union · 2 branches

    64Carrot Score#17 in Albany, NY metro
  18. Saratoga's Community Federal Credit UnionCDs 64 · Savings 75 · Auto 60

    Credit union · 2 branches

    64Carrot Score#18 in Albany, NY metro
  19. Chemung Canal Trust CompanyCDs 77 · Savings 60 · Auto 61

    Bank · 7 branches

    63Carrot Score#19 in Albany, NY metro
  20. Hudson Valley Credit UnionSavings 68 · Auto 71 · Cards 61

    Credit union · 8 branches

    63Carrot Score#20 in Albany, NY metro
  21. Adirondack Trust CompanyCDs 70 · Savings 62

    Bank · 10 branches

    62Carrot Score#21 in Albany, NY metro
  22. Bank of GreeneCDs 67 · Savings 65 · Auto 63

    Bank · 5 branches

    62Carrot Score#22 in Albany, NY metro
  23. M&T BankSavings 60 · Auto 62 · Cards 65

    Bank · 13 branches

    60Carrot Score#23 in Albany, NY metro
  24. ChaseCDs 60 · Savings 60 · Auto 64 · Cards 60

    Bank · 10 branches

    60Carrot Score#24 in Albany, NY metro
  25. KeyBankSavings 60 · Cards 60

    Bank · 35 branches

    60Carrot Score#25 in Albany, NY metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 11 of the 36 institutions with a branch in Albany, NY metro have too few rates published or captured to score. Rankings are a preview, not awards.