Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Albany, NY metro
- 0.25%APY$25 a year on $10,000
Requirements
Product: Primary Savings maintains the $25 share required for membership.
Offer: As a condition of membership, 1 share with par value $25.00 must be purchased and maintained.
0.25% interest rate · Effective Oct 3, 2026
Rate checked
More details - NextStep Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,000 min · 0.20%–0.50% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Maintaining an average monthly balance of $2,000 and limiting withdrawals to 6 or less a month. Interest will not be earned on balances that fall below the minimum $2,000.00. Maximum six (6) withdrawals or transfers per statement month.
0.20% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $150,000 0.40% $150,000 and up 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Earn interest from day of deposit to day of withdrawal. No monthly service fees. No balance requirement.
Offer: Minimum $50 average daily balance required to earn interest. Rate may change after account opening. Fees may reduce earnings on account.
0.20% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends are paid on average daily balances of $50.00 or more, compounded quarterly.
0.00% interest rate · Compounded quarterly · Effective Sep 29, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $49 0.00% Up to $4,999 0.10% $5,000 and upYour amount 0.15% Rate checked
More details - Hudson Valley Credit UnionTiered Money Market AccountTiered Money Market Account · $1,000 min · 0.15%–0.50% by balance
Credit union · 8 branches
0.15%APY$15 a year on $10,000Requirements
Product: Membership required. Subject to a monthly fee per Fee Schedule, waived by maintaining a minimum daily balance of $1,000.
Offer: First Tier rate. Monthly fee waived with a minimum daily balance of $1,000.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY $1,000 and up 0.15% $10,000 and upYour amountSecond Tier rate. 0.15% $50,000 and upThird Tier rate. 0.20% $100,000 and upFourth Tier rate. 0.30% $250,000 and upFifth Tier rate. 0.50% Rate checked
More details - Adirondack Trust CompanyHigh Peaks Tiered Money MarketHigh Peaks Tiered Money Market · 0.15%–1.00% by balance
Bank · 10 branches
0.15%APY$15 a year on $10,000Requirements
Product: Available to individuals only. Compounded and credited monthly. A minimum balance fee of $15.00 will be imposed every month if the balance in the account falls below $15,000 any day of the month.
Offer: Tier IV (Under $50,000). Compounded monthly. A minimum balance fee of $15.00 will be imposed every month if the balance in the account falls below $15,000 any day of the month.
0.15% interest rate · Compounded monthly · $15 monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for High Peaks Tiered Money Market Balance APY Up to $50,000Your amount 0.15% $50,000 – $100,000Tier III. 0.25% $100,000 – $200,000Tier II. 0.50% $200,000 and upTier I. 1.00% Rate checked
More details - TCT FCURegular Money Market AccountRegular Money Market Account · $500 min · 0.15%–0.25% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum balance to open is $500. Dividends are calculated on the average daily balance and compounded/credited monthly. Allows 4 free withdrawals per month; $5.00 fee for each withdrawal after 4.
Offer: Rate applies to average daily balance within the tier. 4 free withdrawals per month, $5.00 fee per withdrawal thereafter.
0.15% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Regular Money Market Account Balance APY $500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Track progress for all goals. Create and track multiple accounts. Save for individual goals. Broadview membership required. Rate may be variable and subject to change.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Broadview membership is required. 24/7 access to all money, schedule transfers to build savings. Rate may be variable and subject to change after account opening.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Included with TCT membership. Requires a one-time deposit of $5.00 to secure ownership share.
Offer: Dividend period is the calendar month. Rates and yields may change monthly as determined by the Credit Union's Board of Directors.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Paper statement format. Monthly fee waived with a minimum balance requirement (fee amount not stated).
Offer: Fees may reduce earnings.
0.10% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Passbook format only. Monthly fee waived with a minimum balance requirement (fee amount not stated).
Offer: Fees may reduce earnings.
0.10% interest rate · Effective Sep 30, 2026
Rate checked
More details - Advantage Financial Federal Credit UnionHigh Yield Money MarketHigh Yield Money Market · $1 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rates on balances of $2,500 or more. Earnings compounded monthly. Unlimited in-person withdrawals or by mail; 6 preauthorized electronic withdrawals per month. Paper statements subject to a $1.00 fee; avoid by opting into e-statements. Dividends calculated based on average daily balance. Dividend rates are variable.
0.00% interest rate · Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $2,500 0.00% $2,500 – $75,000Your amount 0.10% $75,000 – $175,000 0.15% $175,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Albany, NY metro
73 accounts at 30 banks and credit unions · checked Oct 5–22
- Typical
- 0.05%
- Top 10% from
- 1.00%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.10%
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Albany, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Sunmark Credit UnionCredit union · 14 branches
- TCT FCUCredit union · 2 branches
- Navy Federal Credit UnionCredit union · 1 branch