Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 of 297 results in Minnesota
- UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.86% by balance
Bank · 2 branches
3.86%APY$386 a year on $10,000Requirements
Product: Interest paid on tiered balances. Debit card access. Monthly service fee waiver option. Fees and charges may reduce earnings.
Offer: Tier I. Listed for accounts opened online; may vary by region.
0.10% interest rate
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II. 3.86% $25,000 – $50,000Tier III. 3.86% $50,000 – $75,000Tier IV. 3.86% $75,000 – $100,000Tier V. 3.86% $100,000 – $1,000,000Tier VI. 3.86% $1,000,000 and upTier VII. 3.86% Rate checked
More details - 3.51%APY$351 a year on $10,000with conditions
Requirements
Product: Available to individuals who currently have a Kasasa Cash or Kasasa Cash Back checking account; requires Kasasa checking account to remain open. Requires $50 minimum deposit to open. Limit of 6 pre-authorized/automatic/third-party transactions per month.
Offer: Applies to balances up to $250,000 when linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 10 debit card purchases post and settle, enrolled in e-statements, log into online banking). Minimum balance to obtain APY is $0.01.
Qualified rate · 3.45% interest rate · Balance cap $250,000 · No monthly fee · Effective Oct 29, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000
Requirements
Offer: Personal & Business. All Balances. Variable rate account.
3.45% interest rate · No monthly fee · Effective Jan 8, 2026
Rate checked
More details - 3.40%APY$340 a year on $10,000with conditions
Requirements
Product: Must open a CD with a term of 6 months or longer and an opening deposit/balance greater than or equal to the Companion Savings opening deposit. Savings withdrawals in-person only.
Offer: Rate is variable and can change at anytime. Must open a CD with a term of 6 months or longer with initial balance greater than or equal to the opening balance of the Companion Savings. Withdrawals in-person only.
Qualified rate · Effective Sep 30, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 61 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 30, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 24 branches
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Private Choice enhanced rate tier. Requires meeting and maintaining Emerald Private Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 3.15% interest rate · $16 monthly fee · Effective Oct 29, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 61 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 30, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.04%APY$304 a year on $10,000
Requirements
Offer: No minimum balance. Variable rate. Access to a nationwide network of surcharge-free ATMs.
Effective Jan 8, 2026
Rate checked
More details - 3.04%APY$304 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes account. Enrollment in online banking and eStatements may be required.
Offer: Applies to portion of average daily balance up to $25,000 when monthly qualifications are met in linked Kasasa account. Variable rate. No minimum balance required to earn rewards.
Qualified rate · 3.00% interest rate · Balance cap $25,000 · No monthly fee · Effective Sep 20, 2023
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires a linked Signature High Yield Checking or Signature Cash Back Checking account. Early closing fee of $10 if within 90 days.
Offer: Qualifications met: at least 15 debit card purchases, at least 1 direct deposit, ACH payment, or ACH credit transaction, and enrollment in eStatements during Monthly Qualification Cycle.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for Signature Saver Balance APY Up to $100,000Your amount 3.00% $100,000 and upRate is 0.25%. 0.25% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Offer: Personal account. All Balances. Variable rate account.
2.96% interest rate · Effective Jan 8, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Offered through Alto, a trade name used by BMO Bank N.A. Accounts subject to approval. Account must be funded within 90 days or it will be closed. Accounts with a zero balance for 90 consecutive days will be closed. Unlimited transfers and withdrawals.
Offer: Variable rate account. Interest rates and APYs may change at any time after the account is opened. Unlimited transfers and withdrawals.
No monthly fee · Effective Oct 30, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must be linked to and opened in conjunction with a Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per SSN. Rewards earned in Kasasa checking automatically post or transfer to Kasasa Saver.
Offer: Applies to average daily balances up to $100,000 when linked Kasasa checking qualifications are met during the Monthly Qualification Cycle.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Oct 27, 2026
Rate by part of balance
Rate by balance for Kasasa Saver Balance APY Up to $100,000 3.00% Over $100,000 0.50% Each rate is paid on the part of the balance in its range.
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account and enrollment in eStatements. Qualifications per Monthly Qualification Cycle to earn higher rate: at least 15 debit card purchases, at least 1 direct deposit or ACH credit transaction, and enrolled in eStatements. If qualifications are not met, base rate applies. No monthly maintenance fee.
Offer: When monthly qualifications in linked Kasasa Cash or Kasasa Cash Back account are met.
Qualified rate · Balance cap $250,000 · No monthly fee · Effective Feb 20, 2025
Rate checked
More details - 2.99%APY$299 a year on $10,000intro rate
Requirements
Product: Open with as little as $50. Deposits contribute towards sustainable energy, affordable housing, and nonprofits. Rates are accurate as of 11/5/2026 and subject to change at any time. Fees may reduce earnings.
Offer: 12-month promotional APY of 2.99% and interest rate of 2.95% on new Impact market savings accounts opened between April 22, 2026, and December 31, 2026. A balance of $0.01 is needed to earn the APY. Twelve-months after account opening, the APY and interest rate will return to the standard tier rates in effect at that time.
Promotional rate · 2.95% interest rate · Effective Nov 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
298 accounts at 109 banks and credit unions · checked Nov 5–6
- Typical
- 0.26%
- Top 10% from
- 2.00%
- Banks, typical
- 0.26%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Mid Minnesota Federal Credit UnionCredit union · 12 branches
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches