Compare Bank & Credit Union Rates
Best savings rates in Utah
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Utah
- 0.30%APY$30 a year on $10,000
Requirements
Product: Interest compounded and paid quarterly. $25 minimum balance required to avoid a $1.00 minimum balance fee imposed every statement cycle if the daily balance on any day falls below $25.00. Must sign up to receive eStatements to avoid a $2.00 paper statement fee. Up to 5 withdrawals per quarter at no charge; $1 fee per additional withdrawal. Unlimited in-person transfers and withdrawals. A dormant account fee of $1.00/month after 12 months of inactivity.
Offer: Minimum balance to obtain APY is $0.00.
0.20% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.20% $5,000 – $100,000,000,000Your amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must be funded from an account outside Bank of Utah. Up to six free withdrawals or transfers per statement cycle ($10 fee for each additional debit transaction). Interest begins accruing with a minimum daily balance of $10,000; if daily balance falls below $10,000, no interest is earned for that day. Higher rates apply on days balance reaches $25,000 or more.
Offer: Variable APY. If balance falls below $10,000 on any day, no interest is earned for that day.
Effective Oct 21, 2026
Rate by balance
Rate by balance for My Money Market Balance APY $500 – $10,000 0.00% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 1.21% $50,000 – $100,000 1.97% $100,000 – $150,000 2.48% $150,000 – $200,000 2.99% $200,000 and up 3.51% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open with $5 deposit. Dividends paid monthly. Membership in Delta Community Credit Union required.
Offer: Rates may vary after account is opened. $5.00 minimum deposit / minimum balance required.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Secondary savings account to keep funds separate from primary savings. No minimum deposit required. Earns the same dividend rate as Primary Savings.
Offer: Earns the same dividend rate as Primary Savings.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
No monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No monthly fees. Interest compounded daily. Variable rate account where interest rate and APY may change at any time without notice.
Offer: Minimum account balance of $1,000. Variable rate account; interest rate and APY may change at any time without notice.
Compounded daily · No monthly fee · Effective Sep 24, 2026
Rate checked
More details - Gulf Credit UnionMoney MarketMoney Market · $2,000 min · 0.15%–0.60% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: 6 withdrawals per month.
Offer: Compounded and paid monthly.
0.15% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,999 0.15% $2,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.55% $1,000,000 and up 0.60% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Six free withdrawals per month with a $5 fee for each additional withdrawal; no limits on ATM or in-person withdrawals. Supports automatic transfers from checking accounts. Variable rate account; rate may change after account is opened.
0.20% interest rate · Effective Oct 21, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Higher return savings account without term restrictions; accessible online, by phone, or at branches.
Offer: Dividends pay monthly.
Effective Oct 19, 2026
Rate checked
More details - MidFirst BankTitanium Money MarketTitanium Money Market · $100 min · 0.10%–0.30% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: $10 monthly service charge, waived with $5,000 average daily balance. $100 minimum deposit to open account online.
$10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Titanium Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.15% $50,000 – $74,999 0.15% $75,000 – $249,999 0.20% $250,000 – $499,999 0.25% $500,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate by balance
Rate by balance for Performance Savings Balance APY Up to $9,999 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Utah
198 accounts at 79 banks and credit unions · checked Oct 15–22
- Typical
- 0.35%
- Top 10% from
- 3.52%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Utah
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 87 branches
- Deseret First Credit UnionCredit union · 12 branches
- Cyprus Credit UnionCredit union · 23 branches