Compare Bank & Credit Union Rates
Best savings rates in Knoxville, TN
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Knoxville, TN
- 0.10%APY$10 a year on $10,000
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $24,999Your amount 0.10% $25,000 – $49,999 0.25% $50,000 – $99,999 0.50% $100,000 – $249,999 1.25% $250,000 and up 1.75% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000intro rate
Requirements
Product: Allows saving for a specific goal. Dividends compounded and paid quarterly.
Offer: Dividends compounded and paid quarterly. Subject to change quarterly.
Promotional rate · 0.10% interest rate · No monthly fee · Effective Dec 31, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opening a membership savings account makes you a member/owner of FCCCU. Dividends compounded and paid quarterly.
Offer: Dividends compounded and paid quarterly. Subject to change quarterly.
0.10% interest rate · No monthly fee · Effective Dec 31, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Interfaith Federal Credit UnionMembership Share Savings AccountSavings · $100 min · 0.01%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Required membership share savings account. Minimum required balance is $5. Dividend earnings begin with a balance of $100. Rates are compounded and credited monthly. Account is for individuals age 18 and older (members under 18 open Xtreme Savers which converts at 18).
Offer: Tier 1
0.01% interest rate
Rate by balance
Rate by balance for Membership Share Savings Account Balance APY $100 – $999 0.01% $1,000 – $4,999Tier 2 0.05% $5,000 – $14,999Your amountTier 3 0.05% $15,000 – $24,999Tier 4 0.05% $25,000 – $49,999Tier 5 0.10% $50,000 – $99,999Tier 6 0.10% $100,000 and upTier 7 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Applicants must be 18 years of age or older to open an account; applicants under 18 must have an adult co-owner (18 years or older).
Offer: To obtain the disclosed APY, must maintain a minimum average daily balance of $25 each day. Interest credited on balances of $25 and above. Minimum balance fee of $5 imposed every month if the balance falls below $50 any day of the month/statement cycle.
0.05% interest rate · $5 monthly fee · Effective Feb 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable-rate account that moves with the Wall Street Journal Prime Rate. $10 monthly service fee is waived if a $5,000 minimum balance is maintained. Six free withdrawals per statement cycle ($2 fee per withdrawal exceeding 6).
Offer: Base rate applied to all balances when FirstRewards Checking qualifications are not met or upon closure of the FirstRewards Checking account. $10 monthly fee waived with $5,000 minimum balance.
Qualified rate · $10 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: First account opened when joining Southeast Financial Credit Union representing member ownership share. $5.00 deposit is returned if account is ever closed.
Offer: Minimum opening deposit of $5.00 required. Rates may change after account opening at the credit union's discretion. Fees may reduce account earnings.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Can be opened once Membership Share Account is established; members may open multiple additional share savings accounts with no minimum balance required.
Offer: No minimum opening deposit required for Regular Share accounts. Rates may change after account opening at the credit union's discretion. Fees may reduce account earnings.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends calculated daily, compounded/posted quarterly.
Offer: Minimum balance $1.00. Dividends calculated daily, compounded/posted quarterly.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Effective Sep 23, 2026
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More details - Tennessee Members 1st Federal Credit UnionAdditional Savings (09 – 15)Savings
Credit union · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Shares insured up to $250,000 by NCUA. Maintenance or activity fees could reduce earnings.
Offer: Maintenance or activity fees could reduce earnings on the account. Federally insured by NCUA up to $250,000.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Knoxville, TN
76 accounts at 29 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.78%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Knoxville, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 15 branches
- Enrichment Federal Credit UnionCredit union · 8 branches
- Knoxville Law Enforcement Federal Credit UnionCredit union · 1 branch