Credit union · NCUA insured
First Choice Community Credit Union Savings Rates
First Choice Community Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Share Savings. Rates checked October 15, 2026.
How First Choice Community Credit Union’s savings rates compare
Compared with banks and credit unions near Knoxville, TN, where First Choice Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
First Choice Community Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
Special Savings
Top rate
Knoxville TVA Employees Credit Union
4.28%APY
- Minimum
- $0
- Earns on $10,000 a year
- $428
2nd-highest rate
SmartBank
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
First Choice Community Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Choice Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings
0.10%APY
Opening a membership savings account makes you a member/owner of FCCCU. Dividends compounded and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded and paid quarterly. Subject to change quarterly.$5 and up | 0.10% | $10 | Dividends compounded and paid quarterly. Subject to change quarterly. |
Special Savings
0.10%APY
Allows saving for a specific goal. Dividends compounded and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and paid quarterly. Subject to change quarterly.Any balance | 0.10% | $10 | Dividends compounded and paid quarterly. Subject to change quarterly. |
Special-purpose accounts
IRAs
1.00%APY
Offers both Traditional and Roth IRA plans.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Traditional and Roth IRAs. Subject to change daily.Any balance | 1.00% | $100 | Applies to Traditional and Roth IRAs. Subject to change daily. |
Christmas Club
0.30%APY
Funds are available from October 31 – December 31. Dividends compounded and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds are available from October 31 – December 31. Dividends compounded and paid quarterly. Subject to change quarterly.Any balance | 0.30% | $30 | Funds are available from October 31 – December 31. Dividends compounded and paid quarterly. Subject to change quarterly. |
Kid's Club
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSubject to change quarterly.Any balance | 0.20% | $20 | Subject to change quarterly. |
Sources (1)
- firstchoiceccu.org/rates.html · captured Sep 18, 2026
Who can join First Choice Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, worships, or attends school in Knox, Blount, Jefferson, or Sevier County.
Family and household
- Immediate family members of existing members are eligible to join.
Cost to join
- Initial $5 deposit or share of ownership required to join.
Membership information collected October 5, 2026.