Compare Bank & Credit Union Rates
Best savings rates in Vermillion, SD
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Clay County, SD · Showing Clay County, SD: too few institutions in Vermillion, SD
- 2.57%APY$257 a year on $10,000
Requirements
Product: Must be established, accessed, and maintained exclusively online.
Offer: $3.00 monthly service charge waived if daily balance remains at $100.00 or above. $2.00 service charge per withdrawal over 6 per calendar month. Online opening only.
2.55% interest rate · $3 monthly fee
Rate checked
More details - 1.71%APY$171 a year on $10,000
Requirements
Product: Dividends apply to accounts with a minimum balance of $100. Rates are based on qualifications and subject to change.
Offer: Dividends apply to accounts with a minimum balance of $100.
1.40% interest rate · Effective Oct 30, 2025
Rate by balance
Rate by balance for Summit Balance APY Up to $10,000 1.41% $10,000 – $25,000Your amount 1.71% $25,000 – $100,000 2.07% $100,000 – $200,000 2.32% $200,000 and up 2.53% Rate checked
More details - Merchants State BankMoney Market Gold AccountMoney Market Gold Account · $0 min · 1.10%–1.75% by balance
Bank · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Rate may change daily. Fees may reduce earnings. MSB pays on the full balance in the account at the stated interest rate that corresponds to the applicable deposit tier.
1.09% interest rate
Rate by balance
Rate by balance for Money Market Gold Account Balance APY Up to $10,000 1.10% $10,000 – $25,000Your amount 1.30% $25,000 – $50,000 1.55% $50,000 and up 1.75% Rate checked
More details - First PREMIER BankPREMIER Money MarketPREMIER Money Market · $500 min · 1.08%–2.52% by balance
Bank · 1 branch
1.14%APY$114 a year on $10,000Requirements
Product: Tiered variable interest rate. Rates may change after account opening. Fees could reduce earnings. $500 minimum opening balance. Withdrawal limitations apply.
1.08% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for PREMIER Money Market Balance APY Up to $10,000 1.08% $10,000 – $25,000Your amount 1.14% $25,000 – $50,000 1.26% $50,000 – $100,000 1.36% $100,000 – $250,000 1.66% $250,000 – $500,000 1.76% $500,000 – $1,000,000 2.52% $1,000,000 and up 2.52% Rate checked
More details - Merchants State BankMoney Market Savings AccountMoney Market Savings Account · $2,500 min
Bank · 1 branch
1.10%APY$110 a year on $10,000Requirements
Product: Rate may change daily. Fees may reduce earnings. MSB pays on the full balance in the account at the stated interest rate that corresponds to the applicable deposit tier.
1.09% interest rate
Rate checked
More details - First Dakota National BankFirstChoice Money MarketFirstChoice Money Market · $10,000 min · 1.00%–2.53% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Interest will not accrue if your balance falls below $10,000.00. Interest is compounded and credited monthly. A monthly imaged statement is issued. Rates listed above are for accounts that can be opened online only. Contact a banker for a full list of rates and products offered. There is a $2.00 service charge for each withdrawal over 6 per calendar month.
1.00% interest rate
Rate by balance
Rate by balance for FirstChoice Money Market Balance APY $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.26% $100,000 – $150,000 1.92% $150,000 – $250,000 2.02% $250,000 – $500,000 2.12% $500,000 and up 2.53% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: No minimum balance is required for customers under 18 years old.
Offer: $3.00 monthly service charge waived if daily balance remains at $100.00 or above, or if customer is under 18 years old. $2.00 service charge per withdrawal over 6 per calendar month.
0.65% interest rate · $3 monthly fee
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Also referred to as Regular Savings Account. Interest paid quarterly. ATM access available with qualifying account.
Offer: Rate may change daily. Fees may reduce earnings.
0.25% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Online applications restricted to residents of South Dakota, Iowa, Nebraska, or Minnesota; in-person opening available at bank locations.
Offer: Variable rate; interest rate and annual percentage yield may change after account opening. Fees could reduce earnings.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required opening account for every Voyage member, and the first $5 you deposit stays put, serving as your lifelong share in the credit union.
0.05% interest rate · No monthly fee · Effective Oct 30, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Clay County, SD
18 accounts at 6 banks and credit unions · checked Oct 16–22
- Typical
- 0.28%
- Top 10% from
- 1.42%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.05%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Vermillion, SD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Voyage Federal Credit UnionCredit union · 1 branch