Compare Bank & Credit Union Rates
Best savings rates in Sioux Falls, SD
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Sioux Falls, SD
- 0.05%APY$5 a year on $10,000
Requirements
Product: Basic savings account. Interest compounds quarterly. $5 monthly service charge if average daily available balance falls below $50 (fee waived for minors under age 18). 6 free withdrawals per month, then $3 each. Free eStatements.
Offer: Interest paid on balances of $0.01 or more. $5 monthly fee if average daily balance falls below $50 (waived for minors under 18).
$5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly service charge for customers under 22 years old. Customers 22 or older can avoid the $5 monthly service charge by maintaining a $50 average daily balance. Interest compounded and credited quarterly.
Offer: No monthly service charge for customers under 22 years old; waived for customers 22 or older with a $50 average daily balance. Rates current as of 10/1/26 and may change after account opening.
0.05% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Foundation of credit union membership. $5.00 deposit remains in account as long as you are a member. No monthly service fees or minimum balance requirements. Minimum balance of $50 to earn dividends.
Offer: Minimum balance to earn dividends is $50. $5 minimum deposit to open/establish.
No monthly fee · Effective Sep 25, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Additional savings accounts can be opened online for goals such as wedding or vacation. No monthly service fees. Minimum balance of $50 to earn dividends.
Offer: Minimum balance to earn dividends is $50.
No monthly fee · Effective Sep 25, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance requirements apply to this account. Dividends compounded and credited monthly.
Offer: No minimum deposit or daily balance required to earn dividends. Dividends compounded and credited monthly.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Black Hills Federal Credit UnionRegular Share / Regular SavingsSavings · $5 min
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends compounded and credited monthly. Par value of a share required for membership is $5.00.
Offer: Minimum daily balance required to avoid a fee is $5.00. Minimum deposit required to open and earn dividends is $5.00.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Fees may reduce earnings on the account. Deposit of $5 required to become a member/owner.
Offer: Fees may reduce earnings on the account. Deposit of $5 required to become a member/owner.
0.05% interest rate
Rate checked
More details - ReliabankMoney Market SavingsMoney Market Savings · $2,500 min · 0.05%–0.20% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance fee of $5.00 applies if average daily balance falls below $2,500.00. $2.00 per month fee applies for paper statements, waived with eStatements enrollment.
Offer: $5.00 monthly maintenance fee if average daily balance falls below $2,500.00; $2.00 fee for paper statements waived with eStatements.
0.05% interest rate · $5 monthly fee · Effective Jan 14, 2022
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $24,999Your amount 0.05% $25,000 – $74,999 0.10% $75,000 – $199,999 0.15% $200,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be a member or shareholder of the credit union. $5 minimum opening deposit and $5 minimum daily balance with no fee charged. Minimum $50 balance required to earn dividends.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be a member or shareholder of the credit union. $5 minimum opening deposit. Minimum $50 balance required to earn dividends.
0.05% interest rate
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Eligible for Net Zero and Community Impact Deposits.
Offer: Variable interest rate paid monthly based on daily balance; applies to entire account balance. Monthly maintenance fee of $3 is waived if a $50 daily balance is maintained every day of the month. $1.50 quarterly paper statement fee waived if enrolled in eStatements.
0.04% interest rate · $3 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
Qualified rate · 0.03% interest rate · $4.50 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - Quoin Financial BankCash Management AccountSavings · $5,000 min · 0.01%–0.40% by balance
Bank · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: Interest calculated and paid monthly. $25 monthly maintenance fee when balance falls below $5,000. Limit of 6 transfers per month.
Offer: $25 monthly maintenance fee when balance falls below $5,000.
0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Cash Management Account Balance APY $5,000 – $25,000Your amount 0.01% $25,000 – $50,000 0.01% $50,000 – $100,000 0.25% $100,000 – $200,000 0.40% $200,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sioux Falls, SD
70 accounts at 23 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.53%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.05%
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Sioux Falls, SD-MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Voyage Federal Credit UnionCredit union · 3 branches
- CitiBank · 2 branches
- Black Hills Federal Credit UnionCredit union · 4 branches