Compare Bank & Credit Union Rates
Best savings rates in Raleigh, NC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Raleigh, NC
- 1.60%APY$160 a year on $10,000
Requirements
Product: Must be a Latino Credit Union member.
Offer: Monthly fee of $5 is waived if the $500 minimum balance is maintained. Minimum deposit/balance of $500 must be maintained to earn interest. Must be an LCCU member.
1.59% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - USPS Federal Credit UnionMoney Market SavingsMoney Market Savings · $5,000 min · 1.05%–1.50% by balance
Credit union · 1 branch
1.10%APY$110 a year on $10,000Requirements
Product: Earn more on higher balances. Dividends are compounded and credited monthly; dividend period is monthly. Calculated from day of deposit.
Offer: Tier 1
1.05% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $5,000 and up 1.05% $10,000 and upYour amountTier 2 1.10% $25,000 and upTier 3 1.20% $50,000 and upTier 4 1.30% $75,000 and upTier 5 1.40% $100,000 and upTier 6 1.50% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be bundled/linked with a Go Green Checking account. A minimum of $5 must be maintained in a Primary Savings account to access products and services. Membership eligibility requirements apply. No monthly service fees.
Offer: Base Tier: Applies to entire balance if 0-14 Go Green Checking debit card transactions are posted per calendar month. Minimum balance required to earn APY is $0.01.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Summit Credit UnionMoney Market InvestorMoney Market Investor · $10,000 min · 1.00%–2.02% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Compounding monthly using daily balance method. Minimum opening amount is $10,000. If the balance falls below the lowest dividend-earning minimum ($10,000), it earns at the Money Market Savings rate. Dividends begin to accrue on the business day of deposit.
Offer: Monthly compounding. Dividends calculated using daily balance method.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Investor Balance APY $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.31% $100,000 – $200,000 1.51% $200,000 and up 2.02% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - First Carolina BankBankMobile Savings AccountSavings · $0 min · 0.01%–0.75% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Must have a BankMobile Checking Account to qualify. Variable rate. Limit 6 transfers or withdrawals per statement cycle.
Offer: Paid for average daily balances up to $15,000.00. Requires a BankMobile Checking Account.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Jul 15, 2026
Rate by balance
Rate by balance for BankMobile Savings Account Balance APY Up to $15,000Your amount 0.75% $15,000 and upAPY for this tier ranges from 0.75% to 0.57% depending on balance (calculation based on a $20,000.00 average daily balance). 0.01%* Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Compounding monthly using daily balance method. Minimum opening amount and dividend-earning balance minimum is $500. If balance falls below $500, dividends are not earned. No limit on the number or amount of withdrawals.
Offer: Monthly compounding. Minimum opening amount is $500; if balance falls below $500 dividend-earning minimum, dividends are not earned. Calculated using daily balance method.
0.60% interest rate
Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Available to military customers. Requires a Military Advanced Checking account with a minimum automatic funds transfer of $25.00 to keep active. Variable rate subject to change. Limit one account per individual. Reverts to regular savings if requirements are not maintained. 3 free withdrawals per quarter, then $1.50 per withdrawal. $6.50 fee per cycle if daily balance falls below $100.00.
Offer: Tier One: Balances up to $25,000. $5 minimum deposit to open. Variable rate.
Qualified rate · 0.55% interest rate
Rate by balance
Rate by balance for Military Smart Savers Plan Balance APY Up to $25,000Your amount 0.55% $25,001 – $50,000 0.65% $50,000 and up 0.75% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $10.00 minimum to open and maintain. Dividends compounded daily and posted monthly.
Offer: $10.00 minimum. Dividends compounded daily and posted monthly.
0.50% interest rate · Compounded daily
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $1.00 minimum to open and maintain. Dividends compounded daily and posted monthly.
Offer: $1.00 minimum. Dividends compounded daily and posted monthly.
0.50% interest rate · Compounded daily
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered-rate savings account. $6.50 fee per quarterly cycle if daily balance falls below $100 on any day of cycle (waived with balance above $100 or Direct Deposit relationship). Unlimited withdrawals if daily balance stays at or above $500; if daily balance falls below $500, 3 free withdrawals per cycle, then $1.50 per additional withdrawal. $2 paper statement fee (waived with e-statements). $15 inactivity fee after 3 months inactivity. Minimum to open through mail is $200.
Offer: Tier One: Balances less than $5,000.00. Minimum balance to earn interest and obtain APY is $25. $5 minimum balance to open ($200 by mail).
0.30% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.30% $5,000 – $50,000Your amount 0.50% $50,000 and up 0.70% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Gateway to membership; member must maintain $5 par value. All share accounts are variable rate.
Offer: No minimum balance to earn dividends.
0.30% interest rate
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Raleigh, NC
81 accounts at 29 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.20%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.50%
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Raleigh, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Langley Credit UnionCredit union · 1 branch
- ElecTel Cooperative Federal Credit UnionCredit union · 2 branches
- Coastal Credit UnionCredit union · 15 branches