Compare Bank & Credit Union Rates
Best savings rates in New York
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 661–675 results in New York
- 0.03%APY$3 a year on $10,000
Requirements
Product: Par value of a regular share is $5.00. Variable rate account; dividend rate and APY may change quarterly. Dividends compounded daily and credited quarterly on ledger balance. Transaction limitation of up to 6 transfers per statement period.
Offer: Minimum balance to open is $5.00. Minimum balance to obtain disclosed APY is $25.00.
Compounded daily · Effective Oct 5, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Also referred to as Personal Statement Savings. Online opening requires age 18 or older. No monthly balance requirements. No monthly maintenance fee. Minimum balance to open is $25 online or $0 in branch. Interest paid on balances $25 or more quarterly, or monthly if set up with a portfolio statement.
Offer: Tier 1: Average daily balance $25 +. Accounts opened online.
0.03% interest rate · No monthly fee · Effective Dec 11, 2025
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Online opening requires age 18 or older. No monthly balance requirements. No monthly maintenance fee. Minimum balance to open is $25 online or $0 in branch. Interest paid on balances $100 or more quarterly, or monthly through a portfolio statement.
Offer: Tier 1: Average daily balance $100 < $2,500 ($100 - $2,499.99). Accounts opened online.
0.03% interest rate · No monthly fee · Effective Dec 11, 2025
Rate checked
More details - North Country Savings BankMoney Market Demand AccountMoney Market Demand Account · $2,500 min
Bank · 8 branches
0.03%APY$3 a year on $10,0000.03% interest rate · Effective Sep 29, 2026
Rate checked
More details - OceanFirst BankMoney Market AccountMoney Market Account · $1,000 min · 0.03%–0.05% by balance
Bank · 36 branches
0.03%APY$3 a year on $10,000Requirements
Product: Requires a $1000 deposit to open. Rate may vary after account opening. Fees could reduce the earnings on the account.
Offer: Requires a $1000 deposit to open. Rate may vary after account opening. Fees could reduce the earnings on the account.
0.03% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 0.03% $50,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Requires an OceanFirst Visa debit card and checking account. Available to anyone 13 years or older (customers under 18 require an adult co-signer). No monthly service fee.
Offer: Requires an OceanFirst Visa debit card and checking account. $10 funding required at opening. Rate may vary after account opening.
Qualified rate · 0.03% interest rate · No monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Available to anyone 13 years or older (customers under 18 require an adult co-signer). $5.00 monthly service charge waived if you maintain a $100 minimum balance.
Offer: Rate may vary after account opening. $5.00 monthly service charge waived with $100 minimum balance.
0.03% interest rate · $5 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
Qualified rate · 0.03% interest rate · $4.50 monthly fee
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 169 branches
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: Low monthly service charge if $100 minimum balance is not maintained. Fees could reduce earnings.
Effective Sep 22, 2025
Rate checked
More details - The Bank of PrincetonPriority Money MarketPriority Money Market · $2,500 min · 0.03%–0.07% by balance
Bank · 2 branches
0.03%APY$3 a year on $10,000Requirements
Product: $2,500 daily minimum balance required to earn interest and to avoid a $25.00 monthly service charge.
Offer: $2,500 minimum balance to obtain APY.
0.03% interest rate · $25 monthly fee
Rate by balance
Rate by balance for Priority Money Market Balance APY $2,500 – $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $249,999 0.05% $250,000 and up 0.07% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: A minimum balance of $300 must be maintained in the account each day to avoid a monthly service charge of $5.00. Service charges waived on custodial accounts until minor reaches 18 years of age. Interest earned on every dollar.
Offer: A minimum balance of $300 must be maintained each day to avoid $5.00 monthly service charge; fee waived on custodial accounts until minor reaches 18.
0.03% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Wise Savings Balance APY Up to $9,999 0.03% $10,000 – $49,999Your amount 0.03% $50,000 – $249,999 0.05% $250,000 and up 0.05% Rate checked
More details - Cornerstone Community Federal Credit UnionMoney MarketMoney Market · $2,500 min
Credit union · 7 branches
0.03%APY$3 a year on $10,0000.03% interest rate · Effective Jun 30, 2026
Rate checked
More details - PioneerPinnacle Money MarketPinnacle Money Market · $1,000 min · 0.03%–0.10% by balance
Bank · 22 branches
0.03%APY$3 a year on $10,000Requirements
Product: Minimum opening balance of $1,000. All rates are variable and may change after account is opened. Fees may reduce earnings.
Offer: Tier I
Effective Nov 25, 2025
Rate by balance
Rate by balance for Pinnacle Money Market Balance APY Up to $2,500 0.03% $2,500 – $10,000Tier II 0.03% $10,000 – $25,000Your amountTier III 0.03% $25,000 – $50,000Tier IV 0.05% $50,000 – $100,000Tier V 0.05% $100,000 – $500,000Tier VI 0.05% $500,000 – $1,000,000Tier VII 0.05% $1,000,000 and upTier VIII 0.10% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Minimum balance (average daily balance) of $250 required to avoid monthly service charge of $1.00. No minimum balance required to earn interest. Interest is compounded daily and credited monthly. Rates are variable and may change after account is opened.
Offer: Minimum balance of $250 required to avoid monthly service charge of $1.00. No minimum balance required to earn interest. All rates are variable and may change after account is opened.
0.03% interest rate · Compounded daily · $1 monthly fee · Effective Nov 25, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches