Bank · FDIC insured
CNB Bank Savings Rates
CNB Bank’s best savings rate is 0.03% APY on $10,000, with its Savings Account. Rates checked October 16, 2026.
How CNB Bank’s savings rates compare
Compared with banks and credit unions near Buffalo, NY, where CNB Bank has the most branches. $10,000, best rate first.
This bank’s best
CNB Bank
0.03%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $3
Savings Account
Top rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
CNB Bank savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.03%
- $100,000 balance$100,0000.03%
- QualifiedQualified0.03%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CNB Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Savings Account
0.03%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upLow monthly service charge if $100 minimum balance is not maintained. Fees could reduce earnings.$100 and up | 0.03% | $3 | Low monthly service charge if $100 minimum balance is not maintained. Fees could reduce earnings. |
Sources (2)
- cnbbank.bank/personal-banking/savings/comparison-chart
- cnbbank.bank/personal-banking/savings/savings-account
All captured Sep 26, 2026
Opening an account
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