Compare Bank & Credit Union Rates
Best savings rates in Syracuse, NY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Syracuse, NY
- 0.40%APY$40 a year on $10,000
Requirements
Offer: Minimum $100.00. Variable rate account; rate may change after account is opened. Fees could reduce earnings.
Effective Oct 6, 2026
Rate checked
More details - Salt City Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.35%–0.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000intro rateRequirements
Product: Compounded and credited monthly. Balances below $2,500 earn the Regular Shares dividend rate. Fees could reduce earnings. Prospective dividend rates. Membership eligibility applies.
Offer: Tier 1. Dividend rates are prospective for the period ending 10/31/26. Compounded and credited monthly. Balances below $2,500 earn the Regular Shares dividend rate. Fees could reduce earnings.
Promotional rate · 0.35% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.35% $25,000 and upTier 2. 0.40% $50,000 and upTier 3. 0.45% $100,000 and upTier 4. 0.50% Rate checked
More details - Money Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,0000.30% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $9,999 0.30% $10,000 – $24,999Your amount 0.35% $25,000 – $49,999 0.40% $50,000 – $99,999 0.45% $100,000 and up 0.50% Rate checked
More details - Crouse Federal Credit UnionRegular Share SavingsSavings · $5 min · 0.10%–1.02% by balance
Credit union · 1 branch
0.31%APY$31 a year on $10,000Requirements
Product: Membership account. Minimum balance $5.00. Withdrawal restrictions apply. Dividends compounded daily and credited quarterly on balances of $5.00 or more based on average daily balance. Accounts closed during the quarter do not earn dividends.
0.10% interest rate · Compounded daily
Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $1,000 0.10% $1,000 – $2,499 0.16% $2,500 – $5,000 0.26% $5,000 – $10,000Your amount 0.31% $10,000 – $25,000 0.41% $25,000 – $50,000 0.61% $50,000 – $100,000 0.66% Over $100,000 1.02% Rate checked
More details - Pathfinder BankPersonal Money Market Deposit AccountPersonal Money Market Deposit Account · $2,500 min · 0.20%–0.35% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must deposit $2,500 to open account and accrue interest. Monthly maintenance fee of $10 applies if minimum daily balance falls below $2,500 any day during the month.
Offer: $10 monthly maintenance fee waived if minimum daily balance remains at or above $2,500 every day during the month.
0.20% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Deposit Account Balance APY $2,500 – $9,999 0.20% $10,000 – $49,999Your amount 0.25% $50,000 – $74,999 0.30% $75,000 and up 0.35% Rate checked
More details - Solvay BankMoney Market AccountMoney Market Account · $15 min · 0.15%–0.75% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Avoid the $5 monthly service fee by maintaining a $2,500 minimum average daily balance. 15¢ per transaction when minimum balance is not met.
Offer: Minimum daily balance to obtain APY is $0.01. Avoid the $5 monthly service fee by maintaining a $2,500 minimum average daily balance.
0.15% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.35% $50,000 – $100,000 0.45% $100,000 – $250,000 0.65% $250,000 and up 0.75% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum $100.00. Variable rate account; rate may change after account is opened. Fees could reduce earnings.
Effective Oct 6, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Can be used as overdraft protection. Unlimited in-person withdrawals. $300 minimum balance required to waive $5 monthly service fee.
Offer: Earns interest on balances over $300 (or $300+). $300 minimum balance to waive $5 monthly service fee.
0.15% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid the $4 monthly maintenance fee by maintaining a $400 minimum average balance, signing up for free eStatements, or being under the age of 18 with an authorized account custodian.
Offer: Minimum daily balance to obtain APY is $0.01.
0.10% interest rate · $4 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Track progress for all goals. Create and track multiple accounts. Save for individual goals. Broadview membership required. Rate may be variable and subject to change.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Broadview membership is required. 24/7 access to all money, schedule transfers to build savings. Rate may be variable and subject to change after account opening.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Keep a minimum deposit of one penny ($0.01) to open and maintain membership.
0.01% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $5,000 0.05% $5,000 and upYour amount 0.10% Rate checked
More details - AmeriCU Credit UnionSecured Visa Savings Share AccountsSavings · $50 min · 0.01%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Available to members with our Secured VISA product only.
Qualified rate · 0.01% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Secured Visa Savings Share Accounts Balance APY Up to $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $5,000 0.05% $5,000 and upYour amount 0.10% Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Secondary savings account to stash money for whatever you need.
Offer: Minimum balance to earn dividends is $0.
0.06% interest rate · No monthly fee
Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Considered the member's share in the credit union and required for membership. $5 minimum deposit to open and join.
Offer: Minimum balance to earn dividends in regular savings is $100.
0.06% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Syracuse, NY
48 accounts at 19 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.05%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.35%
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Syracuse, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- G.P.O. Federal Credit UnionCredit union · 1 branch
- AmeriCU Credit UnionCredit union · 9 branches
- Auburn Community Federal Credit UnionCredit union · 1 branch