Best savings rates in Liverpool, NY

Requirements

Product: Requires membership with The Summit FCU and maintaining payment of one share ($5.00 par value). Monthly Account Maintenance Fee of $5.95 applies, deducted from Primary Savings on the last day of the month, waived if monthly Combined Balance is $2,500 or greater, member is 22 or younger, member is 65 or older, or with qualifying direct deposit, 10 or more monthly debit POS transactions, or other exemptions.

Offer: Minimum opening deposit is $5.00 par value. Minimum average daily balance of $100.00 required to earn dividends (fee waived for members <18 years of age). Monthly Account Maintenance Fee of $5.95 waived with $2,500+ combined balance or other qualifying criteria.

Requirements

Product: Subject to monthly Account Maintenance Fee of $5.95 unless meeting fee waiver criteria.

Offer: Minimum average daily balance of $100 required to earn dividends (waived for members <18 years of age). Monthly Account Maintenance Fee of $5.95 applies unless waived.

Requirements

Product: Minimum balance of $5 must be maintained to keep the account open ($5 initial member share deposit). Minimum $100 balance to earn dividends/interest.

Offer: Dividends compounded and credited quarterly based on average daily balance. Minimum $100 average daily balance to earn stated APY.

Requirements

Product: Interest compounded daily and posted quarterly. Direct deposit available. No monthly service fee. Minimum balance of $25.00 to open and earn interest. Deposit accounts are only opened for consumers residing or businesses located within 150 miles of Syracuse, NY location.

Requirements

Product: Interest compounded daily and posted monthly. ATM card available. No monthly service fee. Minimum balance of $25.00 to open and earn interest. Deposit accounts are only opened for consumers residing or businesses located within 150 miles of Syracuse, NY location.

Requirements

Product: Primary membership savings account requires a $5 minimum balance. Additional savings accounts may be added. Average daily balance of $118 required to earn APY.

Offer: Dividends calculated by average daily balance method. Minimum balance to earn APY is $118. No monthly maintenance fees.

Requirements

Product: Up to 9 customizable accounts available for all budgeting needs. Compounded and credited quarterly. Fees could reduce earnings. Dividend rates are prospective for the period ending 12/31/26.

Offer: Compounded and credited quarterly. Prospective dividend rate for the period ending 12/31/26.

Requirements

Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Must meet monthly qualification cycle requirements (at least 12 debit card purchases, at least 1 direct deposit/ACH payment/ACH credit/bill pay, and enrolled in eStatements) to earn higher tiered APY. Limit 1 account per Social Security Number.

Offer: Base rate applied to entire average daily balance if qualifications are not met during Monthly Qualification Cycle.

Requirements

Product: Requires an initial deposit of $25 to establish membership. Balances $250 and greater earn dividends.

Requirements

Product: Must maintain $5.00 in account to obtain interest. No monthly service fee when maintaining $100.00 in account. Fees may reduce earnings. Withdrawal restrictions may apply.

Offer: Must maintain $5.00 in account to obtain interest. No monthly service fee when maintaining $100.00 in account. Fees may reduce earnings. Withdrawal restrictions may apply.

Requirements

Product: Must maintain $5.00 in account to obtain interest. No monthly service charges when maintaining $100.00 in account. Fees may reduce earnings. Withdrawal restrictions may apply.

Offer: Must maintain $5.00 in account to obtain interest. No monthly service charges when maintaining $100.00 in account. Fees may reduce earnings. Withdrawal restrictions may apply.

Requirements

Product: Fees may reduce earnings on these accounts. Withdrawal restrictions may apply.

Offer: Fees may reduce earnings on these accounts. Withdrawal restrictions may apply.

Requirements

Product: Represents shared ownership of the credit union. No more than 6 preauthorized withdrawals or transfers per month. Rate can change after account is opened.

Offer: Minimum balance to earn dividends is $50 (based on average monthly balance). Dividends compounded and credited quarterly.

Requirements

Product: Must live, work, or worship in the towns of Baldwinsville, Camillus, Elbridge, Geddes, Jordan, Marcellus, Memphis, Onondaga Hill, Solvay, Van Buren, or Warners, New York. $5 minimum balance required to open and maintain primary savings account. Dividends are based on Credit Union earnings and cannot be guaranteed.

Offer: Requires $5.00 minimum balance.